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                <TD bgColor=3D#ffff66><B><FONT face=3Darial,sans-serif =
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                  size=3D-1>craig&nbsp;</FONT></B></TD>
                <TD bgColor=3D#a0ffff><B><FONT face=3Darial,sans-serif =
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    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D1><B>Page 1</B></A></FONT></TD></TR></TBODY></TABLE><FONT =
face=3DTimes=20
color=3D#005800 size=3D7><SPAN=20
style=3D"FONT-SIZE: 58px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 363px; POSITION: absolute; TOP: 330px"><NOBR>2 0 0=20
2</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D10><SPAN=20
style=3D"FONT-SIZE: 81px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 71px; POSITION: absolute; TOP: 631px"><NOBR>Annual=20
Report</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 1363px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
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    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D2><B>Page =
2</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 18px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 144px; POSITION: absolute; TOP: 1933px"><NOBR>Our =
mission: to=20
serve the needs of our</NOBR></DIV>
<DIV style=3D"LEFT: 144px; POSITION: absolute; TOP: =
1978px"><NOBR>physician and=20
hospital members=E2=80=94and</NOBR></DIV>
<DIV style=3D"LEFT: 144px; POSITION: absolute; TOP: 2023px"><NOBR>their=20
patients=E2=80=94by being a vehicle for</NOBR></DIV>
<DIV style=3D"LEFT: 144px; POSITION: absolute; TOP: =
2068px"><NOBR>collaboration=20
that allows the delivery system to become more integrated.</NOBR></DIV>
<DIV style=3D"LEFT: 144px; POSITION: absolute; TOP: 2113px"><NOBR>In =
doing so, we=20
strive to improve the market and financial =
position=E2=80=94with</NOBR></DIV>
<DIV style=3D"LEFT: 144px; POSITION: absolute; TOP: =
2158px"><NOBR>special emphasis=20
on managed care=E2=80=94for all of the organization=E2=80=99s=20
members.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#bdb4a1 =
size=3D4><SPAN=20
style=3D"FONT-SIZE: 24px; COLOR: #bdb4a1; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 706px; POSITION: absolute; TOP: =
1756px"><NOBR><B>2001</B></NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 2551px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D3><B>Page =
3</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 603px; POSITION: absolute; TOP: 2660px"><NOBR>N O V =
E M B E R=20
2 0 0 2</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 19px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 2695px"><NOBR>Dear=20
Colleagues:</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =

size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 2725px"><NOBR>The =
WHC=20
Physician-Hospital Organization has focused its efforts in the last year =
on=20
advancing its</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
2747px"><NOBR>position in the=20
managed care environment at Washington Hospital Center and among its =
physicians.=20
</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 2773px"><NOBR>In =
concert with=20
our mission, we have used our relationships within the payor environment =

to</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
2795px"><NOBR>increase=20
professional services reimbursement to our physicians, and have =
diligently=20
worked to provide</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
2818px"><NOBR>value-added=20
channels for communication at Washington Hospital Center and among our=20
practitioner</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
2840px"><NOBR>members. Our=20
mission: to serve the needs of our physician and hospital =
members=E2=80=94and=20
their</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
2863px"><NOBR>patients=E2=80=94by=20
being a vehicle for collaboration that allows the delivery system to =
become more=20
inte-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
2885px"><NOBR>grated. In doing=20
so, we strive to improve the market and financial position=E2=80=94with =
special emphasis=20
on</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
2908px"><NOBR>managed care=E2=80=94for=20
all of the organization=E2=80=99s members.</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 2933px"><NOBR>In the =
upcoming=20
year, we will continue to focus our efforts in these areas, including=20
e-communi-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 2956px"><NOBR>cation =
efforts=20
via the internet and enhancement and maintenance of the new provider=20
website.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
2978px"><NOBR>Operationally,=20
we will complete implementation of the infrastructure improvements to =
our=20
claims</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
3001px"><NOBR>processing and=20
credentialing systems that will benefit our existing administration of =
global=20
case rate</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
3023px"><NOBR>agreements and=20
contracting and credentialing services respectively. We will continue =
the=20
ongoing</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
3046px"><NOBR>analysis, and=20
re-contracting efforts that resulted in significant managed care plan=20
reimbursement</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
3068px"><NOBR>increases to our=20
physicians this past year. Strategically, we will focus =
efforts</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 3091px"><NOBR>on =
evaluating=20
managed care plan payment policies and procedures that</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 3113px"><NOBR>impact =

reimbursement, for example, appropriate payer recognition =
of</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
3136px"><NOBR>billing=20
modifiers and other usual CPT coding guidelines; and, we</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 3158px"><NOBR>will =
continue to=20
evaluate payer compliance with negotiated pay-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 3181px"><NOBR>ment =
and=20
operational terms. Today, our network is composed</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 3203px"><NOBR>of =
more than 550=20
physicians and practitioners</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 3226px"><NOBR>across =
all=20
specialties, in partnership with</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
3248px"><NOBR>Washington=20
Hospital Center. As</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 3271px"><NOBR>an =
integral=20
component of the</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
3293px"><NOBR>managed care=20
strategic initiatives</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 2680px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 2775px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
2812px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
2854px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
2942px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
2958px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 2984px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
3059px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
3073px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
3117px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
3192px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
3207px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
3247px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 3262px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
3327px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
3369px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 430px; POSITION: absolute; TOP: =
3693px"><NOBR>i</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 3739px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D4><B>Page =
4</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT face=3DTimes=20
color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 3848px"><NOBR>of =
MedStar=20
Health, the largest healthcare system in the Baltimore-Washington =
region, the=20
</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
3871px"><NOBR>WHC-PHO helps to=20
create significant leverage for the system, as well as benefiting from=20
the</NOBR></DIV>
<DIV style=3D"LEFT: 168px; POSITION: absolute; TOP: =
3893px"><NOBR>system=E2=80=99s=20
leverage.</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 3919px"><NOBR>In =
addition to=20
planning the new initiatives discussed above, this year the WHC-PHO=20
operated</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 3941px"><NOBR>two =
distinct=20
lines of business with managed care organizations: </NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: =
3974px"><NOBR>=E2=80=9Cbrokered=E2=80=9D full=20
service agreements encompassing both hospital and physician=20
services=E2=80=94</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: =
3997px"><NOBR>contracting with=20
more than a dozen payors and collectively generating approximately =
112,000=20
</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: =
4019px"><NOBR>primary care=20
physician visits; 66,600 specialist encounters; 23,300 outpatient =
procedures;=20
</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 4042px"><NOBR>and, =
2,725=20
inpatient admissions at Washington Hospital Center; and </NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: =
4075px"><NOBR>at-risk center=20
of excellence global cardiac case rate agreements contracting with six =
payors=20
</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 4097px"><NOBR>and =
generating=20
over $23 million in revenue. </NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
4123px"><NOBR>Finally, we=20
continued to offer value-added services for our membership, including=20
credentialing </NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
4145px"><NOBR>services, a=20
professional liability insurance program, and educational programs =
focused on=20
managed </NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 4168px"><NOBR>care =
and=20
practice management topics. </NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 4193px"><NOBR>As we =
look to=20
the future, we feel that our organization is poised to both continue to =
enhance=20
our</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
4216px"><NOBR>ongoing=20
operations, as well as develop new capabilities and offerings, in =
response to=20
the needs of our</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
4238px"><NOBR>members as they=20
face ever-evolving market conditions. Our staff will continue working to =
reduce=20
the</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
4261px"><NOBR>administrative=20
burden placed by managed care plans on our medical =
practitioners=E2=80=94from=20
negotiating</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 4283px"><NOBR>and =
implementing=20
contracts, credentialing and continuing education programs, to =
utilization=20
and</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
4306px"><NOBR>financial=20
analysis and management. Our goal is to strengthen our communication =
with our=20
physician</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 4328px"><NOBR>panel =
to=20
maintain our market advantages and strengthen our market presence. =
</NOBR></DIV>
<DIV style=3D"LEFT: 181px; POSITION: absolute; TOP: 4354px"><NOBR>On =
behalf of the=20
Board of Directors, we thank you for your continued support of this=20
</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
4376px"><NOBR>organization. We=20
look forward to working with you in the coming year to further advance =
our=20
</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
4399px"><NOBR>strategic=20
direction.</NOBR></DIV>
<DIV style=3D"LEFT: 181px; POSITION: absolute; TOP: =
4492px"><NOBR>Maxwell A.=20
Helfgott, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 541px; POSITION: absolute; TOP: 4492px"><NOBR>Eric =
R.=20
Wagner</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: =
4510px"><NOBR><I>Chairman=20
</I></NOBR></DIV>
<DIV style=3D"LEFT: 541px; POSITION: absolute; TOP: =
4510px"><NOBR><I>President and=20
Executive Director</I></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 4577px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 4483px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4445px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4404px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4380px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4315px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4300px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4273px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 4251px"><NOBR>AL =
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4199px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4185px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4141px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4117px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4091px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4065px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4050px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
4011px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 3995px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
3930px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
3888px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 482px; POSITION: absolute; TOP: =
4881px"><NOBR>ii</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 4927px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D5><B>Page =
5</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 5056px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 5151px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5188px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5230px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5318px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5334px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 5360px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5435px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5449px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5493px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5568px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5583px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5623px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 5638px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5703px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
5745px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 428px; POSITION: absolute; TOP: =
6069px"><NOBR>1</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D4><SPAN=20
style=3D"FONT-SIZE: 22px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 267px; POSITION: absolute; TOP: 5107px"><NOBR>Table =
of=20
Contents</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 17px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 267px; POSITION: absolute; TOP: 5156px"><NOBR>Market =
Summary=20
and Business Overview ........................2</NOBR></DIV>
<DIV style=3D"LEFT: 267px; POSITION: absolute; TOP: 5198px"><NOBR>Center =
of=20
Excellence Global Case Rate Program ..............5</NOBR></DIV>
<DIV style=3D"LEFT: 267px; POSITION: absolute; TOP: 5241px"><NOBR>Full =
Service and=20
Delegated Credentialing Agreements......6</NOBR></DIV>
<DIV style=3D"LEFT: 267px; POSITION: absolute; TOP: =
5283px"><NOBR>Value-Added=20
Services =
......................................................8</NOBR></DIV>
<DIV style=3D"LEFT: 267px; POSITION: absolute; TOP: 5325px"><NOBR>New =
Initiatives=20
2003 =
........................................................9</NOBR></DIV>
<DIV=20
style=3D"LEFT: 267px; POSITION: absolute; TOP: =
5368px"><NOBR>Leadership.................................................=
.....................10</NOBR></DIV>
<DIV style=3D"LEFT: 267px; POSITION: absolute; TOP: 5410px"><NOBR>Fiscal =
Year 2002=20
Financial Statements and Discussion ....14</NOBR></DIV>
<DIV style=3D"LEFT: 267px; POSITION: absolute; TOP: =
5453px"><NOBR>WHC-PHO=20
Participating Practitioners=20
..........................19</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 6115px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D6><B>Page =
6</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 6514px"><NOBR>M A N =
A G E D C=20
A R E : L O C A L N E W S</NOBR></DIV></SPAN></FONT><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 6548px"><NOBR>DC =
Health=20
Alliance:</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
6581px"><NOBR><I>WellPoint and=20
CareFirst BlueCross BlueShield </I></NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 6599px"><NOBR>In =
November,=20
2001, WellPoint and CareFirst</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
6617px"><NOBR>jointly=20
announced a definitive agreement to</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 6634px"><NOBR>merge. =
Although=20
at this time, merger activity has</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 6652px"><NOBR>halted =
for the=20
Delaware component of the</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
6670px"><NOBR>CareFirst=20
network, the merger application process</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 6688px"><NOBR>is =
still=20
underway in Maryland and the District of</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
6705px"><NOBR>Columbia. In=20
order for the merger to move for-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 6723px"><NOBR>ward, =
CareFirst=20
must gain permission in Maryland</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 6741px"><NOBR>and =
the District=20
of Columbia to privatize its oper-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 6759px"><NOBR>ation. =
These=20
efforts have met with significant</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
6777px"><NOBR>opposition, and=20
the merger=E2=80=99s future is as yet</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
6794px"><NOBR>unclear. The=20
Medical Society of the District of</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
6812px"><NOBR>Columbia and the=20
D.C. Hospital organization</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 6830px"><NOBR>have =
publicly=20
announced their opposition to the</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
6848px"><NOBR>WellPoint=20
acquisition of CareFirst. A successful</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 6865px"><NOBR>merger =
would=20
represent a combined WellPoint</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
6883px"><NOBR>membership of=20
more than 15 million members. </NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
6915px"><NOBR><I>Anthem/Trigon=20
BlueCross BluShield of Virginia</I></NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
6933px"><NOBR>Although Trigon=20
is already a publicly traded</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
6951px"><NOBR>BlueCross=20
BlueShield licensee, the Trigon-An-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 6969px"><NOBR>them =
merger adds=20
2.2 million customers to An-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 6987px"><NOBR>them, =
firmly=20
placing it as the fifth largest publicly</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 7005px"><NOBR>traded =
health=20
benefits company in the country.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 7023px"><NOBR>With =
the=20
addition of Trigon, Anthem will be the</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
7041px"><NOBR>BlueCross=20
BlueShield licensee for nine states, ser-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 7059px"><NOBR>ving =
more than=20
10 million members. Immediately</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 7077px"><NOBR>south =
of our=20
primary service area, Anthem is now</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 7095px"><NOBR>a =
formidable=20
player within our region. </NOBR></DIV></SPAN></FONT><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
7126px"><NOBR><I>Universal=E2=80=99s=20
New Hospital in Washington D.C. </I></NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 7144px"><NOBR>In =
1997,=20
Universal Health Services, the nation=E2=80=99s</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 7162px"><NOBR>third =
largest=20
hospital management company, and the</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 7180px"><NOBR>George =

Washington University Hospital formed a</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
7198px"><NOBR>partnership to=20
own and operate the existing hospi-</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 7216px"><NOBR>tal. =
The=20
partnership included a commitment by</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
6514px"><NOBR>Universal to=20
build a new hospital facility. Located in</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6532px"><NOBR>the =
downtown=20
area of Washington, the George</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
6550px"><NOBR>Washington=20
University Hospital currently benefits</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6568px"><NOBR>from =
proximity=20
to some high profile patients includ-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6586px"><NOBR>ing =
politicians=20
and other celebrities. The new 380</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6604px"><NOBR>bed =
hospital=20
opened its doors on August 24, 2002. </NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
6636px"><NOBR><I>WHC-PHO:=20
Strength in Numbers</I></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6654px"><NOBR>From =
its=20
inception, the WHC-PHO has served</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6672px"><NOBR>as a =
vehicle for=20
the administrative leadership of</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
6690px"><NOBR>Washington=20
Hospital Center and the members</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6708px"><NOBR>of the =
Medical=20
and Dental Staff to embrace the</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
6726px"><NOBR>development of=20
creative strategies to foster</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6744px"><NOBR>mutual =
success=20
in the managed care environ-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6762px"><NOBR>ment. =
Those=20
strategies have resulted in a collec-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6780px"><NOBR>tion =
of=20
contracts that bring significant business</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6798px"><NOBR>to =
WHC-PHO=20
members. And our strategies</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
6816px"><NOBR>continue to=20
evolve along with our environment. </NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 6834px"><NOBR>The =
full-service=20
agreements brokered by the</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
6852px"><NOBR>WHC-PHO continue=20
to ensure that a steady</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6870px"><NOBR>volume =
of=20
managed care members seek care</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6888px"><NOBR>from =
WHC-PHO=20
practitioners. The number of</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6906px"><NOBR>these =
contracts=20
recently increased to twelve.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6924px"><NOBR>Figure =
1 (see=20
page 3) estimates the patient vol-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6942px"><NOBR>umes =
represented=20
by these contracts.</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 6960px"><NOBR>Center =
of=20
excellence global case rate agreements</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6978px"><NOBR>have =
also=20
continued to bring significant patient vol-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 6996px"><NOBR>umes =
to the=20
WHC-PHO membership. All mem-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
7014px"><NOBR>bers=E2=80=94whether the=20
cardiologists and cardiac sur-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 7033px"><NOBR>geons =
that are=20
most directly affected, or the special-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 7051px"><NOBR>ists =
who are=20
only occasionally involved but are still</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
7069px"><NOBR>included in the=20
global case rate payment=E2=80=94benefit</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 7087px"><NOBR>from =
the center=20
of excellence referral patterns estab-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 7106px"><NOBR>lished =
by these=20
contracts. Figure 2 summarizes the</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 7124px"><NOBR>volume =
of cases=20
represented by these contracts.</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 7142px"><NOBR>The =
WHC-PHO=E2=80=99s=20
global agreements to pro-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 7161px"><NOBR>vide =
full=20
service psychiatric services were ended</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 7179px"><NOBR>this =
year for=20
reasons discussed later in this report </NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 7198px"><NOBR>A =
summary of the=20
WHC-PHO=E2=80=99s overall lines</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 7216px"><NOBR>of =
business=20
appears in Figure 3 (see page 4).</NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 6953px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 6859px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6821px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6780px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6756px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6691px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6676px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6649px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 6627px"><NOBR>AL =
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6575px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6561px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6517px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6493px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6467px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6441px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6426px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6387px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 6371px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6306px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
6264px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D6><SPAN=20
style=3D"FONT-SIZE: 49px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 257px; POSITION: absolute; TOP: 6224px"><NOBR>Market =
Summary=20
and</NOBR></DIV>
<DIV style=3D"LEFT: 287px; POSITION: absolute; TOP: =
6268px"><NOBR>Business=20
Overview</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 179px; POSITION: absolute; TOP: 6341px"><NOBR><I>In =
the wake=20
of significant payer consolidation and the emergence of for-profit=20
health</I></NOBR></DIV>
<DIV style=3D"LEFT: 175px; POSITION: absolute; TOP: =
6374px"><NOBR><I>care delivery=20
systems over the last few years, the WHC-PHO continues to demonstrate=20
</I></NOBR></DIV>
<DIV style=3D"LEFT: 175px; POSITION: absolute; TOP: 6407px"><NOBR><I>its =
value to=20
its members. In spite of the leverage that managed healthcare plans=20
enjoy,</I></NOBR></DIV>
<DIV style=3D"LEFT: 216px; POSITION: absolute; TOP: 6440px"><NOBR><I>the =
WHC-PHO=E2=80=99s=20
solid base of membership is a powerful negotiating=20
asset.</I></NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 482px; POSITION: absolute; TOP: =
7257px"><NOBR>2</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 7303px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D7><B>Page =
7</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 7432px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 7527px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
7564px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
7606px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
7694px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
7710px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 7736px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
7811px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
7825px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
7869px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
7944px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
7959px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
7999px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 8014px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
8079px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
8121px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 428px; POSITION: absolute; TOP: =
8445px"><NOBR>3</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 367px; POSITION: absolute; TOP: =
8059px"><NOBR><I>Washington=20
Hospital Center</I></NOBR></DIV>
<DIV style=3D"LEFT: 583px; POSITION: absolute; TOP: =
8059px"><NOBR><I>Other=20
MedStar</I></NOBR></DIV>
<DIV=20
style=3D"LEFT: 706px; POSITION: absolute; TOP: =
8059px"><NOBR><I>Total</I></NOBR></DIV>
<DIV=20
style=3D"LEFT: 358px; POSITION: absolute; TOP: =
8062px"><NOBR><I>__________________________</I></NOBR></DIV>
<DIV=20
style=3D"LEFT: 581px; POSITION: absolute; TOP: =
8062px"><NOBR><I>_____________</I></NOBR></DIV>
<DIV=20
style=3D"LEFT: 703px; POSITION: absolute; TOP: =
8062px"><NOBR><I>_____</I></NOBR></DIV>
<DIV=20
style=3D"LEFT: 358px; POSITION: absolute; TOP: =
8086px"><NOBR><I>Cardiac</I></NOBR></DIV>
<DIV style=3D"LEFT: 436px; POSITION: absolute; TOP: =
8086px"><NOBR><I>Behavioral=20
Health</I></NOBR></DIV>
<DIV=20
style=3D"LEFT: 603px; POSITION: absolute; TOP: =
8086px"><NOBR><I>Cardiac</I></NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: 8111px"><NOBR>Aetna=20
USHealthcare, Prudential</NOBR></DIV>
<DIV style=3D"LEFT: 371px; POSITION: absolute; TOP: =
8111px"><NOBR>267</NOBR></DIV>
<DIV style=3D"LEFT: 617px; POSITION: absolute; TOP: =
8111px"><NOBR>112</NOBR></DIV>
<DIV style=3D"LEFT: 700px; POSITION: absolute; TOP: =
8111px"><NOBR>379</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: =
8137px"><NOBR>CareFirst=20
BCBS</NOBR></DIV>
<DIV style=3D"LEFT: 375px; POSITION: absolute; TOP: =
8137px"><NOBR>53</NOBR></DIV>
<DIV style=3D"LEFT: 596px; POSITION: absolute; TOP: 8137px"><NOBR>23=20
(PHN)</NOBR></DIV>
<DIV style=3D"LEFT: 704px; POSITION: absolute; TOP: =
8137px"><NOBR>53</NOBR></DIV>
<DIV=20
style=3D"LEFT: 117px; POSITION: absolute; TOP: =
8162px"><NOBR>Kaiser</NOBR></DIV>
<DIV style=3D"LEFT: 371px; POSITION: absolute; TOP: =
8162px"><NOBR>706</NOBR></DIV>
<DIV style=3D"LEFT: 700px; POSITION: absolute; TOP: =
8162px"><NOBR>706</NOBR></DIV>
<DIV=20
style=3D"LEFT: 117px; POSITION: absolute; TOP: =
8188px"><NOBR>MAMSI</NOBR></DIV>
<DIV style=3D"LEFT: 371px; POSITION: absolute; TOP: =
8188px"><NOBR>879</NOBR></DIV>
<DIV style=3D"LEFT: 617px; POSITION: absolute; TOP: =
8188px"><NOBR>360</NOBR></DIV>
<DIV=20
style=3D"LEFT: 696px; POSITION: absolute; TOP: =
8188px"><NOBR>1239</NOBR></DIV>
<DIV=20
style=3D"LEFT: 117px; POSITION: absolute; TOP: =
8213px"><NOBR>United</NOBR></DIV>
<DIV style=3D"LEFT: 375px; POSITION: absolute; TOP: =
8213px"><NOBR>52</NOBR></DIV>
<DIV style=3D"LEFT: 621px; POSITION: absolute; TOP: =
8213px"><NOBR>23</NOBR></DIV>
<DIV style=3D"LEFT: 704px; POSITION: absolute; TOP: =
8213px"><NOBR>75</NOBR></DIV>
<DIV=20
style=3D"LEFT: 117px; POSITION: absolute; TOP: =
8239px"><NOBR>Magellan</NOBR></DIV>
<DIV style=3D"LEFT: 480px; POSITION: absolute; TOP: =
8239px"><NOBR>184</NOBR></DIV>
<DIV style=3D"LEFT: 700px; POSITION: absolute; TOP: =
8239px"><NOBR>184</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: 8264px"><NOBR>Value=20
Options</NOBR></DIV>
<DIV style=3D"LEFT: 485px; POSITION: absolute; TOP: =
8264px"><NOBR>25</NOBR></DIV>
<DIV=20
style=3D"LEFT: 704px; POSITION: absolute; TOP: =
8264px"><NOBR>25</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 117px; POSITION: absolute; TOP: =
8288px"><NOBR>Total</NOBR></DIV>
<DIV=20
style=3D"LEFT: 369px; POSITION: absolute; TOP: =
8288px"><NOBR>1957</NOBR></DIV>
<DIV style=3D"LEFT: 481px; POSITION: absolute; TOP: =
8288px"><NOBR>209</NOBR></DIV>
<DIV style=3D"LEFT: 619px; POSITION: absolute; TOP: =
8288px"><NOBR>518</NOBR></DIV>
<DIV=20
style=3D"LEFT: 697px; POSITION: absolute; TOP: =
8288px"><NOBR>2684</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#ffffff size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: 8006px"><NOBR>F I G =
U R E=20
2</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 227px; POSITION: absolute; TOP: 8004px"><NOBR>Center =
of=20
excellence global case rate program volumes, FY=20
2002</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 159px; POSITION: absolute; TOP: =
7840px"><NOBR>0</NOBR></DIV>
<DIV=20
style=3D"LEFT: 122px; POSITION: absolute; TOP: =
7781px"><NOBR>20,000</NOBR></DIV>
<DIV=20
style=3D"LEFT: 122px; POSITION: absolute; TOP: =
7723px"><NOBR>40,000</NOBR></DIV>
<DIV=20
style=3D"LEFT: 122px; POSITION: absolute; TOP: =
7664px"><NOBR>60,000</NOBR></DIV>
<DIV=20
style=3D"LEFT: 122px; POSITION: absolute; TOP: =
7605px"><NOBR>80,000</NOBR></DIV>
<DIV=20
style=3D"LEFT: 113px; POSITION: absolute; TOP: =
7547px"><NOBR>100,000</NOBR></DIV>
<DIV=20
style=3D"LEFT: 113px; POSITION: absolute; TOP: =
7488px"><NOBR>120,000</NOBR></DIV>
<DIV=20
style=3D"LEFT: 216px; POSITION: absolute; TOP: =
7861px"><NOBR>Covered</NOBR></DIV>
<DIV=20
style=3D"LEFT: 226px; POSITION: absolute; TOP: =
7877px"><NOBR>Lives</NOBR></DIV>
<DIV style=3D"LEFT: 332px; POSITION: absolute; TOP: =
7861px"><NOBR>Primary=20
</NOBR></DIV>
<DIV style=3D"LEFT: 325px; POSITION: absolute; TOP: 7877px"><NOBR>Care=20
Visits</NOBR></DIV>
<DIV style=3D"LEFT: 435px; POSITION: absolute; TOP: =
7861px"><NOBR>Specialist=20
</NOBR></DIV>
<DIV=20
style=3D"LEFT: 449px; POSITION: absolute; TOP: =
7877px"><NOBR>Visits</NOBR></DIV>
<DIV style=3D"LEFT: 538px; POSITION: absolute; TOP: =
7861px"><NOBR>Outpatient=20
</NOBR></DIV>
<DIV=20
style=3D"LEFT: 539px; POSITION: absolute; TOP: =
7877px"><NOBR>Procedures</NOBR></DIV>
<DIV style=3D"LEFT: 654px; POSITION: absolute; TOP: =
7861px"><NOBR>Inpatient=20
</NOBR></DIV>
<DIV=20
style=3D"LEFT: 649px; POSITION: absolute; TOP: =
7877px"><NOBR>Admissions</NOBR></DIV>
<DIV=20
style=3D"LEFT: 491px; POSITION: absolute; TOP: =
7513px"><NOBR>1997</NOBR></DIV>
<DIV=20
style=3D"LEFT: 584px; POSITION: absolute; TOP: =
7514px"><NOBR>1998</NOBR></DIV>
<DIV=20
style=3D"LEFT: 686px; POSITION: absolute; TOP: =
7514px"><NOBR>1999</NOBR></DIV>
<DIV=20
style=3D"LEFT: 495px; POSITION: absolute; TOP: =
7552px"><NOBR>2000</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
7552px"><NOBR>2001</NOBR></DIV>
<DIV=20
style=3D"LEFT: 688px; POSITION: absolute; TOP: =
7552px"><NOBR>2002</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#ffffff size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 118px; POSITION: absolute; TOP: 7417px"><NOBR>F I G =
U R E=20
1</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 228px; POSITION: absolute; TOP: =
7415px"><NOBR>Service volumes=20
generated by WHC-PHO full service agreements</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 8491px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D8><B>Page =
8</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 9329px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 9235px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
9197px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
9156px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
9132px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
9067px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
9052px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
9025px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 9003px"><NOBR>AL =
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
8951px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
8937px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
8893px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
8869px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
8843px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
8817px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
8802px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
8763px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 8747px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
8682px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
8640px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 482px; POSITION: absolute; TOP: =
9633px"><NOBR>4</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 478px; POSITION: absolute; TOP: 8656px"><NOBR><I>Not =

At-Risk</I></NOBR></DIV>
<DIV style=3D"LEFT: 641px; POSITION: absolute; TOP: =
8656px"><NOBR><I>Financially=20
At-Risk</I></NOBR></DIV>
<DIV=20
style=3D"LEFT: 457px; POSITION: absolute; TOP: =
8659px"><NOBR>________________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 643px; POSITION: absolute; TOP: =
8659px"><NOBR>________________</NOBR></DIV>
<DIV style=3D"LEFT: 481px; POSITION: absolute; TOP: =
8683px"><NOBR><I>Full=20
Service</I></NOBR></DIV>
<DIV style=3D"LEFT: 638px; POSITION: absolute; TOP: =
8683px"><NOBR><I>=E2=80=9CCenter of=20
Excellence </I></NOBR></DIV>
<DIV style=3D"LEFT: 645px; POSITION: absolute; TOP: =
8701px"><NOBR><I>Global Case=20
Rate=E2=80=9D</I></NOBR></DIV>
<DIV=20
style=3D"LEFT: 597px; POSITION: absolute; TOP: =
8725px"><NOBR><I>Cardiac</I></NOBR></DIV>
<DIV style=3D"LEFT: 686px; POSITION: absolute; TOP: =
8725px"><NOBR><I>Behavioral=20
Health</I></NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 8751px"><NOBR>Aetna=20
USHealthcare</NOBR></DIV>
<DIV style=3D"LEFT: 619px; POSITION: absolute; TOP: =
8751px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
8776px"><NOBR>CareFirst=20
BlueCross BlueShield of Maryland</NOBR></DIV>
<DIV style=3D"LEFT: 619px; POSITION: absolute; TOP: =
8776px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
8802px"><NOBR>Capital=20
Community Health Plan</NOBR></DIV>
<DIV style=3D"LEFT: 513px; POSITION: absolute; TOP: =
8802px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
8827px"><NOBR>ChoiceCare=20
PPO</NOBR></DIV>
<DIV style=3D"LEFT: 513px; POSITION: absolute; TOP: =
8827px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 8852px"><NOBR>CIGNA =
Healthcare=20
of the Mid-Atlantic PPO</NOBR></DIV>
<DIV style=3D"LEFT: 513px; POSITION: absolute; TOP: =
8852px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 8878px"><NOBR>First =
Health /=20
Affordable PPO</NOBR></DIV>
<DIV style=3D"LEFT: 513px; POSITION: absolute; TOP: =
8878px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
8903px"><NOBR>InforMed=20
Physician Services</NOBR></DIV>
<DIV style=3D"LEFT: 513px; POSITION: absolute; TOP: =
8903px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 8929px"><NOBR>IWIF / =
SBMC=20
</NOBR></DIV>
<DIV=20
style=3D"LEFT: 513px; POSITION: absolute; TOP: =
8929px"><NOBR>x</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 10px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
8948px"><NOBR>(Injured=20
Workers=E2=80=99 Insur Fund / Statutory Benefits Mgt=20
Corp)</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
8972px"><NOBR>Integrated=20
Behavioral Care / NoVaPsy Clinic</NOBR></DIV>
<DIV style=3D"LEFT: 513px; POSITION: absolute; TOP: =
8972px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 8998px"><NOBR>Kaiser =

Permanente of the Mid-Atlantic</NOBR></DIV>
<DIV style=3D"LEFT: 513px; POSITION: absolute; TOP: =
8998px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 619px; POSITION: absolute; TOP: =
8998px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
9023px"><NOBR>Magellan=20
Behavioral Health</NOBR></DIV>
<DIV style=3D"LEFT: 679px; POSITION: absolute; TOP: =
9023px"><NOBR>through FY 2002,=20
Q3</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
9049px"><NOBR>Mid-Atlantic=20
Medical Services, Inc.</NOBR></DIV>
<DIV style=3D"LEFT: 619px; POSITION: absolute; TOP: 9049px"><NOBR>x=20
</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 10px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
9068px"><NOBR>(M.D.-IPA and=20
Optimum Choice)</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 9092px"><NOBR>PFC =
Associates=20
</NOBR></DIV>
<DIV=20
style=3D"LEFT: 513px; POSITION: absolute; TOP: =
9092px"><NOBR>x</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 10px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
9112px"><NOBR>(Police and Fire=20
Clinic for the District of Columbia)</NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
9136px"><NOBR>Preferred Health=20
Network</NOBR></DIV>
<DIV style=3D"LEFT: 513px; POSITION: absolute; TOP: =
9136px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
9161px"><NOBR>POSitive Choice=20
</NOBR></DIV>
<DIV=20
style=3D"LEFT: 513px; POSITION: absolute; TOP: =
9161px"><NOBR>x</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 10px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
9181px"><NOBR>(MedStar=20
employee health benefit plan admin by =
CareFirst)</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 9204px"><NOBR>Sierra =
Military=20
Health Service / CHAMPUS</NOBR></DIV>
<DIV style=3D"LEFT: 513px; POSITION: absolute; TOP: =
9204px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
9230px"><NOBR>Unicare Health=20
Services</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 10px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 327px; POSITION: absolute; TOP: =
9232px"><NOBR>(National=20
Capital PPO)</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 513px; POSITION: absolute; TOP: =
9230px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 9255px"><NOBR>United =

HealthCare of the Mid-Atlantic</NOBR></DIV>
<DIV style=3D"LEFT: 513px; POSITION: absolute; TOP: =
9255px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 619px; POSITION: absolute; TOP: =
9255px"><NOBR>x</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 9281px"><NOBR>Value=20
Options</NOBR></DIV>
<DIV style=3D"LEFT: 681px; POSITION: absolute; TOP: =
9281px"><NOBR>through FY=20
2002,Q3</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#ffffff =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #ffffff; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 8605px"><NOBR>F I G =
U R E=20
3</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 281px; POSITION: absolute; TOP: =
8603px"><NOBR>WHC-PHO=E2=80=99s lines=20
of business</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 9679px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D9><B>Page =
9</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 9808px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 9903px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
9940px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
9982px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
10070px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
10086px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 10112px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
10187px"><NOBR>R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
10201px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
10245px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
10320px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
10335px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
10375px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 10390px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
10455px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
10497px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 428px; POSITION: absolute; TOP: =
10821px"><NOBR>5</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10106px"><NOBR>Center of=20
excellence contracts package all pro-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10124px"><NOBR>fessional=20
(physician) and technical (hospital-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10142px"><NOBR>related) fees=20
into one flat rate for specific proce-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10160px"><NOBR>dures =
and=20
follow-up care. The WHC-PHO is</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10178px"><NOBR>responsible for=20
billing, claims processing,</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10196px"><NOBR>provider=20
payment and utilization management. </NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 10214px"><NOBR>Using =
the=20
WHC-PHO=E2=80=99s revenue distribution</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10232px"><NOBR>model =
and=20
conducting retrospective analyses of</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10250px"><NOBR>cost =
and=20
utilization allows us to provide incen-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10268px"><NOBR>tive=20
compensation payments where savings exist.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10286px"><NOBR>Our =
information=20
system helps us to align incen-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10304px"><NOBR>tives =
so that=20
the entire partnership benefits from</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10322px"><NOBR>these =
specialty=20
contracts.</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
10340px"><NOBR>Through=20
aggressive discharge planning, uti-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10358px"><NOBR>lization=20
review, and case management, the</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10376px"><NOBR>Hospital=20
Center=E2=80=99s clinical teams have substantial-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10394px"><NOBR>ly =
reduced the=20
average length of stay for patients</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10412px"><NOBR>across all=20
service categories. This result has been</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10430px"><NOBR>accomplished=20
through a collaborative effort</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10448px"><NOBR>between the=20
Hospital Center=E2=80=99s in-house staff,</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10466px"><NOBR>the =
health plan=20
case managers, and private physi-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10484px"><NOBR>cians =
who=20
participate in the various managed</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10502px"><NOBR>care =
networks.=20
As part of WHC=E2=80=99s continued</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10520px"><NOBR>efforts to=20
reduce its cost structure, the Hospital</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10538px"><NOBR>hired =
Dr.=20
Barbara Meyers to assist with enhanc-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10556px"><NOBR>ing =
the=20
efficiency of discharge planning while</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10574px"><NOBR>maintaining the=20
highest quality patient care. Dr.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10592px"><NOBR>Meyers is a=20
well-respected and experienced</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10610px"><NOBR>physician=20
specializing in general internal medi-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10628px"><NOBR>cine =
who has=20
most recently served as a Medical</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10646px"><NOBR>Director with=20
Aetna Healthcare. She joined the</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10664px"><NOBR>Washington=20
Hospital Center team early in calen-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 10682px"><NOBR>dar =
year=20
2002.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10106px"><NOBR>Cardiac Center=20
of Excellence </NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10126px"><NOBR>During the last=20
year, more than 1,900 patients</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10144px"><NOBR>have =
received=20
care under five cardiac global case</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10162px"><NOBR>rate =
contracts=20
at Washington Hospital Center.</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10180px"><NOBR>Under =
most=20
contracts, covered services include</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10198px"><NOBR>cardiac bypass=20
and valve surgery, cardiac</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10216px"><NOBR>catheterization=20
and PTCA/angioplasty. All</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10234px"><NOBR>WHC-PHO=20
cardiologists and cardiothoracic</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10252px"><NOBR>surgeons=20
participate in these agreements and</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10270px"><NOBR>have =
earned the=20
distinction of preferred</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10288px"><NOBR>providers. This=20
distinction extends to anesthesia,</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10306px"><NOBR>surgical=20
critical care, radiology, pathology and</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10324px"><NOBR>other =

consultant services provided to cardiac</NOBR></DIV>
<DIV=20
style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10342px"><NOBR>patients.</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10370px"><NOBR>Behavioral=20
Health Center of Excellence </NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10390px"><NOBR>During the past=20
year, the WHC-PHO identified</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10408px"><NOBR>numerous=20
reimbursement issues under the PHO</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10426px"><NOBR>agreement with=20
Magellan Behavioral Health,</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10444px"><NOBR>and =
determined=20
that the agreement must be ter-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10462px"><NOBR>minated. The=20
agreement thus ended effective</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10480px"><NOBR>April =
8, 2002.=20
We expect that we will continue</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10498px"><NOBR>to =
care for=20
these members directly through the</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10516px"><NOBR>CareFirst=20
agreement. </NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 10534px"><NOBR>The =
Value=20
Options agreement also ended this</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10552px"><NOBR>year, =
when=20
Value lost its significant relationship</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10570px"><NOBR>with =
CareFirst,=20
effective July 1, 2002. However,</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10588px"><NOBR>the=20
relationship with NCPPO (also through</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10606px"><NOBR>Value) for the=20
provision of mental health servic-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10624px"><NOBR>es at =
the=20
Washington Hospital Center continues</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10642px"><NOBR>directly=20
through the WHC-PHO agreement</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 10660px"><NOBR>with=20
UniCare/NCPPO. </NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 10678px"><NOBR>Prior =
to=20
termination of the agreements,</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10696px"><NOBR>approximately=20
200 patients received services</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
10714px"><NOBR>through the=20
arrangement.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D6><SPAN style=3D"FONT-SIZE: 49px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 218px; POSITION: absolute; TOP: 9788px"><NOBR>Center =
of=20
Excellence </NOBR></DIV>
<DIV style=3D"LEFT: 154px; POSITION: absolute; TOP: 9832px"><NOBR>Global =
Case Rate=20
Program</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 132px; POSITION: absolute; TOP: =
9905px"><NOBR><I>From the=20
outset, an important goal for the WHC-PHO was to position the=20
Hospital</I></NOBR></DIV>
<DIV style=3D"LEFT: 135px; POSITION: absolute; TOP: =
9938px"><NOBR><I>Center and=20
its physicians to participate in risk-based financial agreements. Center =

</I></NOBR></DIV>
<DIV style=3D"LEFT: 127px; POSITION: absolute; TOP: 9971px"><NOBR><I>of =
excellence=20
agreements allow the WHC-PHO to promote its physician panel and=20
the</I></NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
10004px"><NOBR><I>high-quality=20
services available at the Hospital Center as providers of choice, while =
at the=20
same</I></NOBR></DIV>
<DIV style=3D"LEFT: 123px; POSITION: absolute; TOP: =
10037px"><NOBR><I>time=20
offering its members the opportunity to benefit from initiatives to =
improve=20
efficiency.</I></NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 10867px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D10><B>Page =
10</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
11429px"><NOBR>Improvements to=20
Rates and Terms for </NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 11446px"><NOBR>Full =
Service=20
Agreements</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 11465px"><NOBR>Work =
continued=20
this past year to improve the</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
11483px"><NOBR>WHC-PHO full=20
service agreements with regard</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 11501px"><NOBR>to =
payment=20
levels, processes, service quality, as</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 11519px"><NOBR>well =
as other=20
areas. These efforts brought excel-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 11537px"><NOBR>lent =
results=20
particularly in the area of increased</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
11555px"><NOBR>payment.=20
Effective August 2001, CIGNA PPO</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
11573px"><NOBR>payment rates=20
were adjusted upward. When</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
11591px"><NOBR>WHC-PHO=20
initially contracted with CIGNA</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 11609px"><NOBR>PPO =
in 1996,=20
payment rates were favorable</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
11627px"><NOBR>compared to a=20
Medicare benchmark. Over time,</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
11645px"><NOBR>however, many=20
Medicare rates increased (partic-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
11663px"><NOBR>ularly for E+M=20
codes), while CIGNA=E2=80=99s held</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
11681px"><NOBR>steady, with=20
the net result being that payments</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 11699px"><NOBR>for =
many=20
services had fallen below Medicare lev-</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 11717px"><NOBR>els. =
Averaged=20
across all CPT codes, the revised</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 11735px"><NOBR>fee =
schedule is=20
now substantially above Medicare</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
11753px"><NOBR>payment rates.=20
Also this year, Cigna eliminated</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 11771px"><NOBR>their =

gastroenterology network, thus all WHC-</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 11789px"><NOBR>PHO=20
Gastroenterologists may see Cigna PPO</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
11807px"><NOBR>members=20
although rates may not be as high as</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 11825px"><NOBR>the =
new=20
significantly increased 2002 Medicare</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 11843px"><NOBR>rates =
for these=20
services.</NOBR></DIV>
<DIV style=3D"LEFT: 181px; POSITION: absolute; TOP: 11861px"><NOBR>In =
December,=20
2001, two key changes were</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 11879px"><NOBR>made =
to the=20
1998 agreement with First Health,</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 11897px"><NOBR>a =
national=20
broker model PPO. Payment rates for</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
11915px"><NOBR>procedures were=20
increased by 10% and were</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
11933px"><NOBR>already at a=20
level substantially above Medicare</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
11951px"><NOBR>rates.=20
Evaluation and Management (E&amp;M)</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 11969px"><NOBR>codes =
were=20
previously increased early in 2001.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11429px"><NOBR>Thus =
all First=20
Health rates are substantially above</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11447px"><NOBR>current=20
Medicare. Additionally, the 10% dis-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11465px"><NOBR>count =
on=20
workers=E2=80=99 compensation payments was</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11483px"><NOBR>further reduced=20
to 5%. WHC-PHO physicians</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11501px"><NOBR>continue to=20
have the ability to opt-out of First</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11519px"><NOBR>Health=E2=80=99s=20
workers=E2=80=99 compensation product.</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 11537px"><NOBR>NCPPO =
(UniCare=20
) professional reimburse-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11555px"><NOBR>ment =
rates were=20
increased effective December 1,</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11573px"><NOBR>2001 =
from=20
approximately Medicare to a level</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11591px"><NOBR>significantly=20
above current Medicare rates. </NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
11609px"><NOBR>Revised rates=20
were also negotiated with</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11627px"><NOBR>United=20
Healthcare of the Mid-Atlantic. The new</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11645px"><NOBR>rates =
were=20
effective June 1, 2002. The new rates</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11663px"><NOBR>for =
Evaluation=20
and Management (E&amp;M) codes</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11681px"><NOBR>are =
moderately=20
above Medicare while the rates</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11699px"><NOBR>for =
non-E&amp;M=20
procedures are higher. This tiered</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11717px"><NOBR>rating approach=20
addresses the changes to the</NOBR></DIV>
<DIV=20
style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11735px"><NOBR>disproportionate=20
changes in Medicare rates, </NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 11753px"><NOBR>In =
addition to=20
re-negotiations, two new full</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11771px"><NOBR>service=20
agreements were signed this year. The first</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11789px"><NOBR>was =
with=20
Humana=E2=80=99s ChoiceCare PPO Network.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11807px"><NOBR>Although plan=20
membership is relatively small at</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11825px"><NOBR>this =
time,=20
payment rates are significantly above</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11843px"><NOBR>Medicare=20
payment rates, and Humana anticipates</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11861px"><NOBR>growth over=20
time. An agreement with Private</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11879px"><NOBR>Healthcare=20
Systems was also implemented. Private</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11897px"><NOBR>Healthcare=20
Systems is a large national PPO payer</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11915px"><NOBR>with=20
significant presence in the Washington, D.C.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11933px"><NOBR>area. =

Professional reimbursement rates for this</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 11951px"><NOBR>PPO =
product are=20
significantly above current</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
11969px"><NOBR>Medicare=20
reimbursement rates.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 11705px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 11611px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11573px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11532px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11508px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11443px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11428px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11401px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 11379px"><NOBR>AL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11327px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11313px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11269px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11245px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11219px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11193px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11178px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11139px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 11123px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11058px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
11016px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 482px; POSITION: absolute; TOP: =
12009px"><NOBR>6</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D6><SPAN=20
style=3D"FONT-SIZE: 49px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 205px; POSITION: absolute; TOP: 10976px"><NOBR>Full =
Service=20
and Delegated</NOBR></DIV>
<DIV style=3D"LEFT: 212px; POSITION: absolute; TOP: =
11020px"><NOBR>Credentialing=20
Agreements</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 240px; POSITION: absolute; TOP: =
11093px"><NOBR><I>The full=20
service agreements held by WHC-PHO bring a significant </I></NOBR></DIV>
<DIV style=3D"LEFT: 186px; POSITION: absolute; TOP: =
11126px"><NOBR><I>volume of=20
patients to participating physicians and the Hospital Center. In the =
last=20
</I></NOBR></DIV>
<DIV style=3D"LEFT: 189px; POSITION: absolute; TOP: =
11159px"><NOBR><I>year, we=20
worked to further streamline our credentialing processes, and introduced =

</I></NOBR></DIV>
<DIV style=3D"LEFT: 188px; POSITION: absolute; TOP: 11192px"><NOBR><I>an =
automated=20
Provider Tracking Credentialing Database that assists all users in=20
</I></NOBR></DIV>
<DIV style=3D"LEFT: 172px; POSITION: absolute; TOP: =
11225px"><NOBR><I>monitoring=20
necessary activity in order to expcdite credentialing and provider=20
number</I></NOBR></DIV>
<DIV style=3D"LEFT: 168px; POSITION: absolute; TOP: =
11258px"><NOBR><I>assignment=20
procedures. The WHC-PHO=E2=80=99s delegated credentialing agreements =
offer=20
one</I></NOBR></DIV>
<DIV style=3D"LEFT: 177px; POSITION: absolute; TOP: 11291px"><NOBR><I>of =
the=20
greatest benefits to WHC-PHO members: the ability=E2=80=94through =
completion of=20
a</I></NOBR></DIV>
<DIV style=3D"LEFT: 174px; POSITION: absolute; TOP: =
11324px"><NOBR><I>single=20
WHC-PHO re-credentialing application every three years=E2=80=94to =
participate as=20
a</I></NOBR></DIV>
<DIV style=3D"LEFT: 252px; POSITION: absolute; TOP: =
11357px"><NOBR><I>credentialed=20
provider with at least twelve different health=20
plans.</I></NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 12055px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D11><B>Page =
11</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 12184px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 12279px"><NOBR>C=20
P</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12316px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12358px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12446px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12462px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 12488px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12563px"><NOBR>R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12577px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12621px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12696px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12711px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12751px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 12766px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12831px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
12873px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 428px; POSITION: absolute; TOP: =
13197px"><NOBR>7</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
12164px"><NOBR>Credentialing=20
Program</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
12184px"><NOBR>Maintaining a=20
comprehensive, high-quality</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 12202px"><NOBR>panel =
with=20
rigorous credentialing ensures that</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 12220px"><NOBR>all =
physician=20
members meet the high standards</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 12238px"><NOBR>of =
this=20
organization. In turn, these high stan-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 12256px"><NOBR>dards =
put the=20
organization in a strong negotiat-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 12274px"><NOBR>ing =
position as=20
new contracting opportunities</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
12292px"><NOBR>arise. The=20
capacity to document the diversity</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 12310px"><NOBR>and =
quality of=20
our panel is one of the WHC-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
12328px"><NOBR>PHO=E2=80=99s key=20
assets.</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
12346px"><NOBR>Because the=20
WHC-PHO credentialing pro-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 12364px"><NOBR>cess =
is so=20
comprehensive and follows NCQA</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
12382px"><NOBR>guidelines, all=20
of the WHC-PHO contracted</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
12400px"><NOBR>health plans=20
have delegated credentialing re-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
12418px"><NOBR>sponsibility to=20
our organization. Our efficient</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 12436px"><NOBR>and =
effective=20
management of this</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
12454px"><NOBR>process is a=20
significant member</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
12472px"><NOBR>benefit, in=20
that member physi-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 12490px"><NOBR>cians =
are not=20
required to</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
12508px"><NOBR>submit detailed=20
infor-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
12526px"><NOBR>mation to each=20
of</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 12164px"><NOBR>the =
multiple=20
payors with which the WHC-PHO</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 12182px"><NOBR>has =
contracted.=20
Instead, submission of one cre-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
12200px"><NOBR>dentialing or=20
re-credentialing application to</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
12218px"><NOBR>WHC-PHO is all=20
that is required. WHC-PHO,</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 12236px"><NOBR>in =
turn,=20
communicates all needed information to</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 12254px"><NOBR>each =
of the=20
contracted health plans.</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
12272px"><NOBR>During 2002 and=20
2003, WHC-PHO intends</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 12290px"><NOBR>to =
complete=20
migration from its current access-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 12308px"><NOBR>based =
data base=20
to the new WHC Medical Affairs</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 12326px"><NOBR>ECHO =
database.=20
This effort will increase integra-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 12344px"><NOBR>tion =
and=20
consistency between the Medical Affairs</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 12362px"><NOBR>and =
PHO=20
credentialing programs, and should</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
12380px"><NOBR>expedite the=20
overall credentialing and provider</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
12398px"><NOBR>number=20
processes. This effort will also assist us in</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
12416px"><NOBR>preparation for=20
possible NCQA accreditation in</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 12434px"><NOBR>the =
future.=20
These efforts, together with implemen-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
12452px"><NOBR>tation of a=20
newly developed provider number</NOBR></DIV>
<DIV style=3D"LEFT: 620px; POSITION: absolute; TOP: =
12470px"><NOBR>tracking=20
database, will</NOBR></DIV>
<DIV style=3D"LEFT: 625px; POSITION: absolute; TOP: =
12488px"><NOBR>assist all=20
participants</NOBR></DIV>
<DIV style=3D"LEFT: 629px; POSITION: absolute; TOP: 12506px"><NOBR>to =
better=20
manage</NOBR></DIV>
<DIV style=3D"LEFT: 634px; POSITION: absolute; TOP: 12524px"><NOBR>the =
processes=20
in a</NOBR></DIV>
<DIV style=3D"LEFT: 639px; POSITION: absolute; TOP: =
12542px"><NOBR>timely=20
manner.</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 13243px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D12><B>Page =
12</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13559px"><NOBR>Malpractice=20
Insurance</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13579px"><NOBR>WHC-PHO=20
sponsors a voluntary professional</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13597px"><NOBR>liability=20
insurance program for participating</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13615px"><NOBR>practitioners=20
that offers excellent coverage with</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13633px"><NOBR>savings to most=20
participants. More than fifty</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13651px"><NOBR>WHC-PHO Class I=20
members currently partici-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 13669px"><NOBR>pate =
in the=20
program, managed by Aon Risk</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13687px"><NOBR>Services. Due=20
to the size, scope and quality of</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 13705px"><NOBR>our =
physician=20
panel, in some cases premiums</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 13723px"><NOBR>have =
been=20
reduced up to thirty percent.</NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13751px"><NOBR>Provider and=20
Staff Education</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 13771px"><NOBR>The =
WHC-PHO=20
provides a variety of educa-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13789px"><NOBR>tional=20
resources for member physicians and their</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13807px"><NOBR>staffs. On a=20
monthly basis, we</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13825px"><NOBR>sponsor=20
in-service sessions pre-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
13843px"><NOBR>sented by=20
representatives</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 13559px"><NOBR>of =
the major=20
WHC-PHO contracted health</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
13577px"><NOBR>plans,=20
providing the office staffs of physician</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
13595px"><NOBR>members an=20
opportunity to learn about each</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 13613px"><NOBR>plan =
and its=20
operational practices in great detail.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 13631px"><NOBR>This =
past year,=20
we offered specialty-specific CPT</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
13649px"><NOBR>coding=20
seminars, and sessions pertinent to</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
13667px"><NOBR>preparation for=20
compliance with new HIPAA</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
13685px"><NOBR>regulations.=20
</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
13713px"><NOBR>Physician=20
Referral Service</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 13733px"><NOBR>With =
Washington=20
Hospital Center as a full part-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 13751px"><NOBR>ner =
in the=20
WHC-PHO, an added service to</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
13769px"><NOBR>member=20
practitioners is the Hospital Center=E2=80=99s</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
13787px"><NOBR>877-DOCS=20
physician referral line. This profes-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
13805px"><NOBR>sional service=20
is promoted throughout the</NOBR></DIV>
<DIV style=3D"LEFT: 504px; POSITION: absolute; TOP: =
13823px"><NOBR>Washington=20
metropolitan region to assist area</NOBR></DIV>
<DIV style=3D"LEFT: 559px; POSITION: absolute; TOP: =
13841px"><NOBR>residents in=20
identifying, simply and</NOBR></DIV>
<DIV style=3D"LEFT: 577px; POSITION: absolute; TOP: =
13859px"><NOBR>quickly, a=20
provider for the primary or</NOBR></DIV>
<DIV style=3D"LEFT: 596px; POSITION: absolute; TOP: =
13877px"><NOBR>specialty care=20
they need. In addi-</NOBR></DIV>
<DIV style=3D"LEFT: 598px; POSITION: absolute; TOP: 13895px"><NOBR>tion, =
the=20
service assists physicians</NOBR></DIV>
<DIV style=3D"LEFT: 599px; POSITION: absolute; TOP: 13913px"><NOBR>in =
making=20
referral decisions with-</NOBR></DIV>
<DIV style=3D"LEFT: 601px; POSITION: absolute; TOP: 13931px"><NOBR>in =
the WHC-PHO=20
panel.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 14081px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 13987px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13949px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13908px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13884px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13819px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13804px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13777px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 13755px"><NOBR>AL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13703px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13689px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13645px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13621px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13595px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13569px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13554px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13515px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 13499px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13434px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
13392px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 482px; POSITION: absolute; TOP: =
14385px"><NOBR>8</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D6><SPAN=20
style=3D"FONT-SIZE: 49px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 258px; POSITION: absolute; TOP: =
13352px"><NOBR>Value-Added=20
Services</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 194px; POSITION: absolute; TOP: 13425px"><NOBR><I>In =
addition=20
to serving as a contracting vehicle for its members, the WHC-PHO=20
</I></NOBR></DIV>
<DIV style=3D"LEFT: 195px; POSITION: absolute; TOP: =
13458px"><NOBR><I>provides=20
many value-added services. The size and quality of our physician panel=20
</I></NOBR></DIV>
<DIV style=3D"LEFT: 228px; POSITION: absolute; TOP: =
13491px"><NOBR><I>affords us a=20
strong negotiating position with a range of organizations.=20
</I></NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 14431px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D13><B>Page =
13</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 14560px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 14655px"><NOBR>C=20
P</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
14692px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
14734px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
14822px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
14838px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 14864px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
14939px"><NOBR>R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
14953px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
14997px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
15072px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
15087px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
15127px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 15142px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
15207px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
15249px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 428px; POSITION: absolute; TOP: =
15573px"><NOBR>9</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
14847px"><NOBR>WHC-PHO has=20
many strengths on which to</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
14865px"><NOBR>capitalize in=20
the coming year. In today=E2=80=99s rapidly</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
14883px"><NOBR>changing=20
environment, we anticipate that many</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
14901px"><NOBR>opportunities=20
will present themselves to the</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
14919px"><NOBR>organization.=20
During 2003 we intend to focus in</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: 14937px"><NOBR>the =
following=20
areas:</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 110px; POSITION: absolute; TOP: =
14965px"><NOBR>Contracting</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
14992px"><NOBR>Continue to=20
explore opportunities for new</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15010px"><NOBR>global=20
carve-out contracts in additional spe-</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15028px"><NOBR>cialty=20
areas.</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15054px"><NOBR>Pursue new,=20
full-service agreements that meet</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 15072px"><NOBR>our =
business=20
goals and philosophy.</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15097px"><NOBR>Continue to=20
assess whether existing agree-</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 15115px"><NOBR>ments =
continue=20
to meet the needs of our</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15133px"><NOBR>member=20
physicians and take steps to renego-</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 15151px"><NOBR>tiate =
or=20
terminate those that do not. Note</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 15169px"><NOBR>that =
most=20
agreements were re-negotiated dur-</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 15187px"><NOBR>ing =
FY 2002=20
resulting in substantial increases</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 15205px"><NOBR>to =
professional=20
reimbursement.</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15231px"><NOBR>Evaluate the=20
payment policies and procedures</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 15249px"><NOBR>of =
contracted=20
health plans in order to assure</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 15267px"><NOBR>that =
we are=20
being paid the rates we have nego-</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15285px"><NOBR>tiated, and not=20
losing revenue due to plan</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15303px"><NOBR>payment=20
policies that impact actual payments.</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15328px"><NOBR>Evaluate=20
opportunities with other payors, and</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 15346px"><NOBR>for =
additional=20
services beyond our current mix.</NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 110px; POSITION: absolute; TOP: =
15380px"><NOBR>Operations</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15408px"><NOBR>Continue=20
improvements in the effectiveness</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 15426px"><NOBR>of =
our claims=20
administration function, includ-</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: 15444px"><NOBR>ing =
leveraging=20
our capabilities in specialized</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15462px"><NOBR>payment=20
mechanisms across other MedStar</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15480px"><NOBR>Health managed=20
care entities.</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15505px"><NOBR>Complete the=20
software migration necessary to</NOBR></DIV>
<DIV style=3D"LEFT: 128px; POSITION: absolute; TOP: =
15523px"><NOBR>maintain an=20
efficient claims processing system.</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
14847px"><NOBR>Complete the=20
migration from the existing</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
14865px"><NOBR>access-based=20
credentialing database to the</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
14883px"><NOBR>hospital=E2=80=99s new=20
ECHO database. </NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
14908px"><NOBR>Continue to=20
evaluate the value of obtaining</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
14926px"><NOBR>accreditation=20
from the National Committee</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 14944px"><NOBR>for =
Quality=20
Assurance (NCQA), given the cost</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 14962px"><NOBR>and =
effort=20
required to obtain the designation,</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 14980px"><NOBR>while =

continuing to enhance our systems such</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 14998px"><NOBR>that =
such=20
designation could be achieved.</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15024px"><NOBR>Expand our mix=20
of value-added services, in-</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15042px"><NOBR>cluding an=20
exploration of e-commerce oppor-</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15060px"><NOBR>tunities with=20
the potential to benefit our</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15078px"><NOBR>physician=20
members. </NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15103px"><NOBR>Survey and=20
assess the electronic capabilities of</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 15121px"><NOBR>PHO =
practices.=20
</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 15147px"><NOBR>Work=20
collaboratively with the MedStar Office</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 15165px"><NOBR>of =
e-health=20
Initiatives to explore possible inte-</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15183px"><NOBR>grations=20
between WHC e-health efforts and</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15201px"><NOBR>similar health=20
plan efforts. </NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV=20
style=3D"LEFT: 449px; POSITION: absolute; TOP: =
15229px"><NOBR>Communication</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15256px"><NOBR>Continue to=20
develop the member physicians</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15274px"><NOBR>website in=20
order to assure its use as a reliable</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15292px"><NOBR>source of=20
information concerning WHC-PHO</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15310px"><NOBR>contracts; as a=20
tool in communicating with the</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15328px"><NOBR>organization,=20
as well as with one another; and,</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 15346px"><NOBR>as a =
vehicle=20
for communicating with non-PHO</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15364px"><NOBR>physicians,=20
potentially a source of new referrals.</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15390px"><NOBR>Continue=20
publication of our quarterly</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15408px"><NOBR>newsletter, In=20
Focus, to keep member practi-</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15426px"><NOBR>tioners abreast=20
of our activities and the chang-</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 15444px"><NOBR>ing =
market.=20
</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15469px"><NOBR>Further develop=20
our physician and staff edu-</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
15487px"><NOBR>cation series=20
to ensure member compliance</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 15505px"><NOBR>with=20
contractual requirements and govern-</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 15523px"><NOBR>ment=20
regulations.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D6><SPAN style=3D"FONT-SIZE: 49px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 215px; POSITION: absolute; TOP: 14540px"><NOBR>New =
Initiatives=20
2003</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 123px; POSITION: absolute; TOP: 14613px"><NOBR><I>In =
the=20
coming year, WHC-PHO intends to explore and implement a number of=20
new</I></NOBR></DIV>
<DIV style=3D"LEFT: 118px; POSITION: absolute; TOP: =
14646px"><NOBR><I>initiatives=20
that have been identified as priorities by our membership. We will=20
continue</I></NOBR></DIV>
<DIV style=3D"LEFT: 119px; POSITION: absolute; TOP: 14679px"><NOBR><I>to =
seek to=20
grow our existing base of contracts. With our large panel of highly=20
qualified,</I></NOBR></DIV>
<DIV style=3D"LEFT: 143px; POSITION: absolute; TOP: =
14712px"><NOBR><I>credentialed=20
physicians, we are able to produce economies of scale and negotiate=20
</I></NOBR></DIV>
<DIV style=3D"LEFT: 116px; POSITION: absolute; TOP: =
14745px"><NOBR><I>advantageous=20
contracts. We plan to analyze new opportunities=E2=80=94both=20
revenue-producing</I></NOBR></DIV>
<DIV style=3D"LEFT: 167px; POSITION: absolute; TOP: =
14778px"><NOBR><I>and=20
cost-saving=E2=80=94and develop new business with a long-term =
perspective.=20
</I></NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 15619px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D14><B>Page =
14</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 15934px"><NOBR>The =
WHC-PHO=20
operates under the direction of</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 15952px"><NOBR>a =
14-member=20
board of directors consisting of</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
15970px"><NOBR>private=20
physician members and Hospital Center</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
15988px"><NOBR>representatives=20
as specified in the bylaws. The</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 16006px"><NOBR>board =
of=20
directors is divided equally into seven</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 16024px"><NOBR>Class =
I=20
directors (physicians in private practice)</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 16042px"><NOBR>and =
seven Class=20
II directors (Hospital-appoint-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 16060px"><NOBR>ed). =
The bylaws=20
further specify that at least two</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 16078px"><NOBR>of =
the Class II=20
directors must be employees of</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 16096px"><NOBR>the =
Hospital=20
and members of the WHC Medical</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 16114px"><NOBR>and =
Dental=20
Staff. The Chairman of the PHO</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 16132px"><NOBR>board =
of=20
directors is always a Class I director</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
16150px"><NOBR>(private=20
physician) and the Vice Chairman is</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
16168px"><NOBR>always a Class=20
II, Hospital-designated director.</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 16186px"><NOBR>The =
WHC-PHO=20
requires a minimum of four</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
16204px"><NOBR>primary care=20
practitioners (PCPs) serving on the</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16222px"><NOBR>PHO =
board of=20
directors at all times. At least three</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16240px"><NOBR>of =
the seven=20
Class I directors (private physicians)</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16258px"><NOBR>must =
be PCPs=20
and at least one of the seven Class</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16276px"><NOBR>II =
directors=20
(Hospital appointees) must be a PCP.</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16294px"><NOBR>The =
Class I=20
directors are elected at the WHC-</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16312px"><NOBR>PHO =
annual=20
meeting and the Class II directors</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16330px"><NOBR>are =
appointed=20
by Washington Hospital Center.</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 16348px"><NOBR>The =
leadership=20
of the PHO plays an active</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 16366px"><NOBR>role. =
The=20
physicians and management leaders</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
16384px"><NOBR>comprising the=20
WHC-PHO Board of Directors</NOBR></DIV>
<DIV=20
style=3D"LEFT: 164px; POSITION: absolute; TOP: =
16402px"><NOBR>include:</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 16433px"><NOBR>Peter =
Basch,=20
M.D. <FONT face=3DTimes color=3D#908162>(M.D., George=20
Washington</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
16452px"><NOBR>University=20
School of Medicine, 1978; Intern-</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16470px"><NOBR>ship, =
George=20
Washington University Medical</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
16488px"><NOBR>Center;=20
Residency in Internal Medicine, George</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
16506px"><NOBR>Washington=20
University Medical Center, 1981)</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16524px"><NOBR>Dr. =
Basch is=20
board certified in Internal Medicine</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16542px"><NOBR>and =
has been on=20
staff at Washington Hospital</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
16560px"><NOBR>Center since=20
1991. He is an Associate Clinical</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
16578px"><NOBR>Professor at=20
the George Washington University</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
16596px"><NOBR>School of=20
Medicine and Sciences, and is Medical</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
16614px"><NOBR>Director for=20
e-Health Initiatives at MedStar</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
16632px"><NOBR>Health. Dr.=20
Basch practices in Washington, DC</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16650px"><NOBR>at =
666=20
Pennsylvania Avenue, SE. Dr. Basch has</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
16668px"><NOBR>gained managed=20
care experience as a participat-</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16686px"><NOBR>ing =
provider=20
with several managed care plans.</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16704px"><NOBR>Dr. =
Basch has=20
served on the WHC-PHO Board</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 16722px"><NOBR>of =
Directors=20
since 1995.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =

size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 15934px"><NOBR>Peter =
M.=20
Berkman, M.D. <FONT face=3DTimes color=3D#908162>(M.D.,=20
Columbia</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
15953px"><NOBR>University=20
1959; Internship 1960; Residency in</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
15971px"><NOBR>Internal=20
Medicine, Boston City Hospital 1961,</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 15989px"><NOBR>New =
Haven=20
Medical Center 1964; Fellowship in</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16007px"><NOBR>Renal =
Disease,=20
New England Medical Center</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16025px"><NOBR>1965) =
Dr.=20
Berkman is board certified in Internal</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16043px"><NOBR>Medicine and=20
Nephrology and has been on staff</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16061px"><NOBR>at =
Washington=20
Hospital Center since 1969. Dr.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16079px"><NOBR>Berkman is in=20
private practice at 106 Irving</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16097px"><NOBR>Street, NW,=20
Washington, DC. Dr. Berkman has</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16115px"><NOBR>served on the=20
WHC-PHO Contracting/Finance</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16133px"><NOBR>Committee since=20
its inception in August 1994,</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16151px"><NOBR>and =
has served=20
as a member of the Board of</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16169px"><NOBR>Directors since=20
1995.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16200px"><NOBR>Marc =
E.=20
Boisvert, M.D. <FONT face=3DTimes color=3D#908162>(M.D.,=20
Georgetown</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16218px"><NOBR>University=20
1981; Internship, Hospital of Saint</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16236px"><NOBR>Raphael 1982;=20
Residency in Surgery, Hospital of</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16254px"><NOBR>Saint =
Raphael=20
1986) Dr. Boisvert is board certi-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16272px"><NOBR>fied =
in Surgery=20
and has been on staff at</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16290px"><NOBR>Washington=20
Hospital Center since 1986. Dr.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16308px"><NOBR>Boisvert is in=20
private practice with two office</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16326px"><NOBR>locations in=20
Washington, DC at 110 Irving</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16344px"><NOBR>Street, NW, and=20
2021 K Street, NW, and anoth-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16362px"><NOBR>er =
office in=20
Laurel, MD at 7350 Van Dusen</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16380px"><NOBR>Road. =
Dr.=20
Boisvert served on the WHC-PHO</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16398px"><NOBR>Medical=20
Advisory/Utilization Management</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16416px"><NOBR>Committee from=20
1994 through 2001; in 2001,</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16434px"><NOBR>he =
was named=20
Finance and Contracting</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16452px"><NOBR>Committee=20
Chairman. He has served on the</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16470px"><NOBR>WHC-PHO Board=20
of Directors since 1995.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16501px"><NOBR>Michael D.=20
Cannaday, M.D. <FONT face=3DTimes color=3D#908162>(M.D.,=20
Morehouse</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16520px"><NOBR>School of=20
Medicine, 1990; Internship and</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16538px"><NOBR>Residency in=20
Internal Medicine, Washington</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16556px"><NOBR>Hospital=20
Center, 1993) Dr. Cannaday has been</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16574px"><NOBR>on =
staff at=20
Washington Hospital Center since</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16592px"><NOBR>1993. =
He is in=20
private practice in Washington,</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16610px"><NOBR>DC at =
106=20
Irving Street, NW. The Class I</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16628px"><NOBR>Directors=20
appointed Dr. Cannaday in the fall of</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 16646px"><NOBR>2000, =
to fill a=20
vacancy created by a resignation</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
16664px"><NOBR>earlier in the=20
year.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 16457px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 16363px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
16325px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
16284px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
16260px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
16195px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
16180px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
16153px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 16131px"><NOBR>AL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
16079px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
16065px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
16021px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
15997px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
15971px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
15945px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
15930px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
15891px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 15875px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
15810px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
15768px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 478px; POSITION: absolute; TOP: =
16761px"><NOBR>10</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D6><SPAN=20
style=3D"FONT-SIZE: 49px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 371px; POSITION: absolute; TOP: =
15728px"><NOBR>Leadership</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
15801px"><NOBR><I>The WHC-PHO=20
is based on a foundation of joint and equal ownership and=20
governance</I></NOBR></DIV>
<DIV style=3D"LEFT: 193px; POSITION: absolute; TOP: =
15834px"><NOBR><I>between=20
physicians and the Hospital. The WHC-PHO Articles of=20
Incorporation,</I></NOBR></DIV>
<DIV style=3D"LEFT: 212px; POSITION: absolute; TOP: =
15867px"><NOBR><I>Bylaws, and=20
Participating Practitioner Agreements reflect these principles.=20
</I></NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 16807px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D15><B>Page =
15</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 16936px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 17031px"><NOBR>C=20
P</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17068px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17110px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17198px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17214px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 17240px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17315px"><NOBR>R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17329px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17373px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17448px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17463px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17503px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 17518px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17583px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
17625px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 424px; POSITION: absolute; TOP: =
17949px"><NOBR>11</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
16916px"><NOBR>William R.=20
Frederick, M.D. <FONT face=3DTimes color=3D#908162>(M.D.,=20
Howard</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
16935px"><NOBR>University=20
1967; Internship, VA Medical Center</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: 16953px"><NOBR>1968; =
Residency=20
in Internal Medicine, VA</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
16971px"><NOBR>Medical Center=20
1969, Washington Hospital</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
16989px"><NOBR>Center 1973)=20
Dr. Frederick is board certified in</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
17007px"><NOBR>Internal=20
Medicine and has been on staff at</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
17025px"><NOBR>Washington=20
Hospital Center since 1974. Dr.</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
17043px"><NOBR>Frederick is in=20
private practice at 106 Irving</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
17061px"><NOBR>Street, NW,=20
Washington DC. He has served on</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: 17079px"><NOBR>the =
WHC-PHO=20
Medical Advisory/ Utilization</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
17097px"><NOBR>Management=20
Committee since its inception in</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
17115px"><NOBR>August 1994,=20
and was named its Chairman in</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: 17133px"><NOBR>2001. =
He has=20
served on the WHC-PHO Board</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: 17151px"><NOBR>of =
Directors=20
since 1995.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =

size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17186px"><NOBR>Richard P.=20
Green, M.D. <FONT face=3DTimes color=3D#908162>(M.D., Howard=20
University</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17204px"><NOBR>1973; =

Internship, Howard University Hospital</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17222px"><NOBR>1974; =
Residency=20
in Obstetrics and Gynecology,</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17240px"><NOBR>Howard=20
University Hospital 1978; Fellowship</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17258px"><NOBR>in =
Maternal and=20
Fetal Medicine, Howard</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17276px"><NOBR>University=20
1980) Dr. Green is board certified in</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17294px"><NOBR>Obstetrics and=20
Gynecology and has been on staff</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17312px"><NOBR>at =
Washington=20
Hospital Center since 1978. Dr.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17330px"><NOBR>Green =
is in=20
private practice at 106 Irving Street,</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17348px"><NOBR>NW, =
Washington,=20
D.C. Dr. Green served as a</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17366px"><NOBR>member of the=20
Medlantic Group Board of</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17384px"><NOBR>Directors and=20
continues to serve as the Vice</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17402px"><NOBR>Chairman of the=20
WHC Board of Directors since</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17420px"><NOBR>the =
formation=20
of MedStar Health. Dr. Green is</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17438px"><NOBR>the =
recently=20
elected President of the Washington</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17456px"><NOBR>Hospital Center=20
Medical and Dental Staff. He</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17474px"><NOBR>has =
served on=20
the WHC-PHO Medical Ad-</NOBR></DIV>
<DIV=20
style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17492px"><NOBR>visory/Utilization=20
Management Committee</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17510px"><NOBR>since =
its=20
inception in August 1994 and served on</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17528px"><NOBR>the =
WHC-PHO=20
Interim Board of Directors</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17546px"><NOBR>prior =
to being=20
elected to the current Board of</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17564px"><NOBR>Directors in=20
1995.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17599px"><NOBR>Maxwell A.=20
Helfgott, M.D. <FONT face=3DTimes color=3D#908162>(M.D.,=20
George</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17618px"><NOBR>Washington=20
University 1972; Internship, Saint</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17636px"><NOBR>Vincent=E2=80=99s=20
Hospital and Medical Center 1973;</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17654px"><NOBR>Residency in=20
Ophthalmology, Washington</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17672px"><NOBR>Hospital Center=20
1976) Dr. Helfgott is board</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17690px"><NOBR>certified in=20
Ophthalmology and has been on staff</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17708px"><NOBR>at =
Washington=20
Hospital Center since 1977. He</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17726px"><NOBR>has =
been=20
Chairman of the Department of</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17744px"><NOBR>Ophthalmology=20
since 1996, and has recently</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17762px"><NOBR>been =
named=20
chief of service of the Georgetown</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17780px"><NOBR>University=20
Hospital Department of Ophthal-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17798px"><NOBR>mology. Dr.=20
Helfgott is in private practice at</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17816px"><NOBR>1133 =
20th=20
Street, NW, Washington, DC. Dr.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17834px"><NOBR>Helfgott served=20
as a member of the Medlantic</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17852px"><NOBR>Healthcare=20
Group Board of Directors and con-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17870px"><NOBR>tinues to serve=20
on the WHC Board of Directors</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 17888px"><NOBR>since =
the=20
formation of MedStar Health. Dr.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
17906px"><NOBR>Helfgott served=20
as the chairman of the WHC-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 16916px"><NOBR>PHO =
Interim=20
Board of Directors from August</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 16934px"><NOBR>1994 =
to=20
September 1995 when the full board</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 16952px"><NOBR>was =
elected.=20
Prior to the formation of the</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
16970px"><NOBR>Interim Board=20
of Directors, Dr. Helfgott served</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 16988px"><NOBR>as =
the=20
co-chairman of the WHC Managed Care</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17006px"><NOBR>Advisory Task=20
Force which was responsible for</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17024px"><NOBR>establishing=20
the guiding principles and structure</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17042px"><NOBR>of =
the WHC-PHO.=20
Dr. Helfgott has served as</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17060px"><NOBR>Chairman of the=20
WHC Physician-Hospital</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17078px"><NOBR>Organization=20
Board of Directors since 1995.</NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17113px"><NOBR>Wm. =
James=20
Howard, M.D. <FONT face=3DTimes color=3D#908162>(M.D., University=20
of</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17132px"><NOBR>Pennsylvania,=20
School of Medicine, 1964;</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17150px"><NOBR>Internship,=20
Hospital of the University of</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17168px"><NOBR>Pennsylvania;=20
Residency in Internal Medicine,</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17186px"><NOBR>Hospital of the=20
University of Pennsylvania, 1966)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17204px"><NOBR>Dr. =
Howard is=20
Senior Vice President and Medical</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17222px"><NOBR>Director of the=20
Washington Hospital Center, a</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17240px"><NOBR>position he has=20
held since 1992. Prior to that he</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17258px"><NOBR>was =
the Chief=20
of the Section of Endocrinology for</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17276px"><NOBR>Washington=20
Hospital Center and Vice President</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17294px"><NOBR>of =
Medical=20
Programs for the Medlantic Research</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17312px"><NOBR>Institute. Dr.=20
Howard has held numerous hospi-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17330px"><NOBR>tal =
and=20
administrative appointments at various</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17348px"><NOBR>hospitals since=20
1969. He is a member of the Pro-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17366px"><NOBR>fessional=20
Affairs Committee of the American</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17384px"><NOBR>Hospital=20
Association. He is currently professor of</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17402px"><NOBR>Medicine and=20
member of the Medical Education</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17420px"><NOBR>Committee at=20
the George Washington University</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17438px"><NOBR>School of=20
Medicine. He has held faculty positions</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17456px"><NOBR>at =
several=20
universities since 1972. Dr. Howard has</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17474px"><NOBR>published=20
extensively in the field of Endo-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17492px"><NOBR>crinology,=20
Diabetes and Lipids. He is a member</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17510px"><NOBR>of =
the Expert=20
Panel on the Detection, Evaluation</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17528px"><NOBR>and =
Treatment=20
of Lipid Disorders in Adults of</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17546px"><NOBR>the =
National=20
Cholesterol Education Program.</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17564px"><NOBR>He is =
Past=20
President of the Alliance of In-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17582px"><NOBR>dependent=20
Academic Medical Centers and con-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17600px"><NOBR>tinues as=20
Secretary Treasurer and a member of</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17618px"><NOBR>the =
Executive=20
Committee. He is a member of the</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17636px"><NOBR>Board =
of the=20
Accreditation Council of Graduate</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17654px"><NOBR>Medical=20
Education. He is board certified in In-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17672px"><NOBR>ternal Medicine=20
and Endocrinology. Dr. Howard</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17690px"><NOBR>served as a=20
Major in the U.S. Army=E2=80=99s Medical</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17708px"><NOBR>Corps =
at Walter=20
Reed Army Medical Center from</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17726px"><NOBR>1969-1972. Dr.=20
Howard has served on the</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17744px"><NOBR>WHC-PHO Board=20
of Directors since 1995.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17778px"><NOBR>Myles =
P. Lash=20
<FONT face=3DTimes color=3D#908162>is currently serving as the=20
Interim</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17797px"><NOBR>President of=20
Washington Hospital Center. He is</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17815px"><NOBR>the =
founder and=20
president of Provenance Health</NOBR></DIV>
<DIV=20
style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17833px"><NOBR>Partners.L.L.C., an=20
independent health care</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17851px"><NOBR>consulting firm=20
with offices in Washington and</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17869px"><NOBR>Richmond,=20
Virginia. Provenance provides strate-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 17887px"><NOBR>gic =
and=20
business advisory services to hospitals,</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
17905px"><NOBR>integrated=20
delivery systems, managed care and</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 17995px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D16><B>Page =
16</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18104px"><NOBR>other =
provider=20
organizations. Before the estab-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18122px"><NOBR>lishment of=20
Provenance, Mr. Lash was president</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18140px"><NOBR>of =
Lash group=20
and directed its provider and pur-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18158px"><NOBR>chaser=20
consulting division. Mr. Lash was previ-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18176px"><NOBR>ously =
a partner=20
with Arthur Young and Com-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18194px"><NOBR>pany, =
and=20
director of its national health care</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18212px"><NOBR>group. Mr. Lash=20
is also a 1982 S. Hudgens</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18230px"><NOBR>Memorial Award=20
Honoree. He received the</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18248px"><NOBR>award =
when he=20
was executive director of the</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18266px"><NOBR>Medical College=20
of Virginia Hospitals, where he</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18284px"><NOBR>coordinated a=20
significant hospital replacement</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18302px"><NOBR>project in a=20
system experiencing significant prob-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18320px"><NOBR>lems. =
His=20
success in turning the situation com-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18338px"><NOBR>pletely around=20
also earned him recognition as</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18356px"><NOBR>Young =
Hospital=20
Administrator of the Year. </NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 18374px"><NOBR>Mr. =
Lash has=20
lectured and written extensively</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18392px"><NOBR>in =
the field of=20
health administration. He was</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18410px"><NOBR>founder and=20
later president of the University</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18428px"><NOBR>Hospital=20
Consortium. He holds a master of hos-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18446px"><NOBR>pital =

administration degree from the University</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18464px"><NOBR>of=20
Michigan.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18494px"><NOBR>Andrew J. Lee,=20
M.D. <FONT face=3DTimes color=3D#908162>(M.D., Temple=20
University</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
18512px"><NOBR>School of=20
Medicine, 1979; Internship, Washington</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
18530px"><NOBR>Hospital=20
Center; Residency in Internal Medicine,</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
18548px"><NOBR>Washington=20
Hospital Center, 1982) Dr. Lee is</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18566px"><NOBR>board =
certified=20
in Internal Medicine and has been</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18584px"><NOBR>on =
staff at=20
Washington Hospital Center since 1982.</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18602px"><NOBR>Dr. =
Lee=20
practices in Washington, D.C. at 106 Irv-</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18620px"><NOBR>ing =
Street, NW.=20
Dr. Lee has gained managed care</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
18638px"><NOBR>experience as a=20
participating provider with several</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
18656px"><NOBR>managed care=20
plans. He is on the Executive Com-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18674px"><NOBR>mittee of the=20
WHC Primary Care Network. Dr. Lee</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18692px"><NOBR>has =
served on=20
the WHC-PHO Contracting/Fi-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18710px"><NOBR>nance =
Committee=20
since its inception in August</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18728px"><NOBR>1994, =
and on=20
the Board of Directors since 1995. </NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
18758px"><NOBR>Elizabeth Ross,=20
M.D. <FONT face=3DTimes color=3D#908162>(M.D., University of=20
Mary-</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18776px"><NOBR>land, =
1978;=20
Residency in Internal Medicine, Uni-</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: =
18794px"><NOBR>versity of=20
Maryland, 1981; Fellowship, National</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18812px"><NOBR>Heart =
Lung and=20
Blood Institute, 1985; Fellow-</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18830px"><NOBR>ship, =

Washington Hospital Center, 1988) Dr. Ross</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18848px"><NOBR>is =
board=20
certified in cardiovascular disease and has</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18866px"><NOBR>been =
on staff=20
at Washington Hospital Center since</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18884px"><NOBR>1988. =
Dr. Ross=20
practices in Washington, D.C. at</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18902px"><NOBR>2021 =
K Street,=20
NW. Dr. Ross was appointed by the</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18920px"><NOBR>Class =
I=20
Directors in the fall of 2000, to fill a vacan-</NOBR></DIV>
<DIV style=3D"LEFT: 163px; POSITION: absolute; TOP: 18938px"><NOBR>cy =
created by a=20
resignation earlier in the year.</NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18967px"><NOBR>Leisa =
C.=20
Russell <FONT face=3DTimes color=3D#908162>is Senior Vice President of=20
Finance</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 18986px"><NOBR>and =
CFO for=20
Washington Hospital Center, hav-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 19004px"><NOBR>ing =
served in=20
this capacity since 1996. From 1991</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 19022px"><NOBR>to =
1996, she=20
served in a dual role as Assistant Vice</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
19040px"><NOBR>President,=20
Finance for the Washington Hospital</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
19058px"><NOBR>Center and the=20
Medlantic Healthcare Group. Ms.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
19076px"><NOBR>Russell has=20
been in the health care field since</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 19094px"><NOBR>1988, =
when she=20
joined Medlantic as Corporate</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18104px"><NOBR>Controller.=20
Before 1988, Ms. Russell was an audit</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18122px"><NOBR>manager with=20
Coopers &amp; Lybrand, an interna-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18140px"><NOBR>tional public=20
accounting and consulting firm. Her</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18158px"><NOBR>clients=20
included health care and other not-for-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18176px"><NOBR>profit=20
organizations as well as for-profit manufac-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18194px"><NOBR>turing,=20
utility, high tech and retail operations. Ms.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18212px"><NOBR>Russell is=20
licensed as a certified public accountant,</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18230px"><NOBR>having obtained=20
her bachelor=E2=80=99s degree in business</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18248px"><NOBR>administration=20
from the College of William and</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18266px"><NOBR>Mary. =
She=20
serves on the Finance Committee of</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18284px"><NOBR>the =
Board of=20
the Washington Regional Transplant</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18302px"><NOBR>Consortium. She=20
has also participated in many</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18320px"><NOBR>civic =
and=20
professional organizations, including</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18338px"><NOBR>membership in=20
the D.C. Institute of Certified</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18356px"><NOBR>Public=20
Accountants, the Maryland Association of</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18374px"><NOBR>CPAs =
and the=20
D.C. Society of CPAs. She is also</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18392px"><NOBR>an =
advanced=20
member of the Healthcare Financial</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18410px"><NOBR>Management=20
Association. Ms. Russell was</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18428px"><NOBR>appointed as=20
Treasurer of the WHC-PHO Board</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18446px"><NOBR>of =
Directors in=20
September 1998.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18482px"><NOBR>Eric =
R. Wagner=20
<FONT face=3DTimes color=3D#908162>is Senior Vice President=20
for</FONT></NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18501px"><NOBR>Managed Care at=20
MedStar Health, President and</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18519px"><NOBR>Executive=20
Director of the WHC Physician-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18537px"><NOBR>Hospital=20
Organization, and President of Helix</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18555px"><NOBR>Family Choice=20
(MedStar Health=E2=80=99s Medicaid</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18573px"><NOBR>managed care=20
organization). His responsibilities</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18591px"><NOBR>include=20
development of managed care strategy,</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18609px"><NOBR>negotiation of=20
participation agreements, and</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18627px"><NOBR>maintenance of=20
relationships with managed care</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18645px"><NOBR>plans =
for all=20
MedStar Health entities. In addi-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18663px"><NOBR>tion, =
he has=20
operational responsibility for</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18681px"><NOBR>MedStar=20
Health=E2=80=99s managed care entities and for</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18699px"><NOBR>the =
WHC=20
Physician-Hospital Organization. Mr.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18717px"><NOBR>Wagner chairs=20
the Finance and Operations</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18735px"><NOBR>Committee of=20
Capital Community Health Plan.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18753px"><NOBR>Prior =
to=20
joining the Medlantic Healthcare</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18771px"><NOBR>Group, Mr.=20
Wagner was a Senior Manager with</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18789px"><NOBR>Ernst =
&amp;=20
Young=E2=80=99s healthcare strategy and man-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18807px"><NOBR>aged =
care=20
practice. He has more than 20 years of</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18825px"><NOBR>experience in=20
the health care industry specializ-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 18843px"><NOBR>ing =
in managed=20
care strategy, development, and</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18861px"><NOBR>operations and=20
finance. He has published several</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18879px"><NOBR>books,=20
chapters, and articles on managed care</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18897px"><NOBR>evaluation,=20
development, negotiations, and</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18915px"><NOBR>provider=20
compensation. Mr. Wagner is an</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18933px"><NOBR>adjunct faculty=20
member at Georgetown</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18951px"><NOBR>University,=20
where he has taught courses on</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18969px"><NOBR>healthcare=20
policy and administration. Mr.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
18987px"><NOBR>Wagner has an=20
M.B.A. with specializations in</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
19005px"><NOBR>health=20
administration and finance from the</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
19023px"><NOBR>University of=20
Chicago Graduate School of</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
19041px"><NOBR>Business. Mr.=20
Wagner has served on the WHC-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 19059px"><NOBR>PHO =
Board of=20
Directors since 1995.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 18833px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 18739px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18701px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18660px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18636px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18571px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18556px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18529px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 18507px"><NOBR>AL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18455px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18441px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18397px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18373px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18347px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18321px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18306px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18267px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 18251px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18186px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
18144px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 478px; POSITION: absolute; TOP: =
19137px"><NOBR>12</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 19183px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D17><B>Page =
17</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 19312px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 19407px"><NOBR>C=20
P</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
19444px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
19486px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
19574px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
19590px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 19616px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
19691px"><NOBR>R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
19705px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
19749px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
19824px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
19839px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
19879px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 19894px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
19959px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
20001px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 424px; POSITION: absolute; TOP: =
20325px"><NOBR>13</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 19px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
19537px"><NOBR>Medical=20
Advisory and </NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
19556px"><NOBR>Credentialing=20
Committee:</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
19581px"><NOBR>William R.=20
Frederick, M.D., Chairman</NOBR></DIV>
<DIV style=3D"LEFT: 123px; POSITION: absolute; TOP: =
19599px"><NOBR>(Internal=20
Medicine)</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
19623px"><NOBR>Lawrence R.=20
Cannaday, M.D. </NOBR></DIV>
<DIV style=3D"LEFT: 123px; POSITION: absolute; TOP: =
19641px"><NOBR>(Internal=20
Medicine)</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 19665px"><NOBR>John =
V.=20
DeSimone, M.D. </NOBR></DIV>
<DIV style=3D"LEFT: 123px; POSITION: absolute; TOP: =
19683px"><NOBR>(Emergency=20
Medicine)</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
19707px"><NOBR>Richard P.=20
Green, M.D.President, WHC</NOBR></DIV>
<DIV style=3D"LEFT: 123px; POSITION: absolute; TOP: =
19725px"><NOBR>Medcial and=20
Dental Staff (Obstetrics &amp;</NOBR></DIV>
<DIV style=3D"LEFT: 123px; POSITION: absolute; TOP: =
19743px"><NOBR>Gynecology=20
Phillip J. Goldstein, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 123px; POSITION: absolute; TOP: =
19761px"><NOBR>(Obstetrics=20
&amp; Gynecology)</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 19785px"><NOBR>Wm. =
James=20
Howard, M.D. (Sr. V.P. &amp; </NOBR></DIV>
<DIV style=3D"LEFT: 123px; POSITION: absolute; TOP: =
19803px"><NOBR>Medical=20
Director=E2=80=94Endocrinology)</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
19827px"><NOBR>Rumana Kazmi,=20
M.D. (Pediatrics)</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 19851px"><NOBR>John =
R.=20
Kirkpatrick, M.D. (Surgery)</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
19875px"><NOBR>Leonard=20
Wartofsky, M.D. (Internal</NOBR></DIV>
<DIV=20
style=3D"LEFT: 123px; POSITION: absolute; TOP: =
19893px"><NOBR>Medicine/Endocrinology)</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
19917px"><NOBR>Anthony E.=20
Watkins, M.D. (Cardiology)</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
19941px"><NOBR>Richard A.=20
Wilson, Jr., M.D. </NOBR></DIV>
<DIV style=3D"LEFT: 123px; POSITION: absolute; TOP: =
19959px"><NOBR>(Internal=20
Medicine)</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 19px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
19537px"><NOBR>Finance and=20
Contracting</NOBR></DIV>
<DIV=20
style=3D"LEFT: 449px; POSITION: absolute; TOP: =
19556px"><NOBR>Committee:</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 19581px"><NOBR>Marc =
E.=20
Boisvert, M.D., Chairman (Surgery)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 19605px"><NOBR>Peter =
M.=20
Berkman, M.D. </NOBR></DIV>
<DIV style=3D"LEFT: 463px; POSITION: absolute; TOP: =
19623px"><NOBR>(Internal=20
Medicine/Nephrology)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
19647px"><NOBR>Michael D.=20
Cannaday, M.D. </NOBR></DIV>
<DIV style=3D"LEFT: 463px; POSITION: absolute; TOP: =
19665px"><NOBR>(Internal=20
Medicine)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
19689px"><NOBR>Frederick C.=20
Finelli, M.D. (Surgery)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
19713px"><NOBR>Andrew J. Lee,=20
M.D. (Internal Medicine)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 19737px"><NOBR>Leisa =
C.=20
Russell (Senior VP Finance and </NOBR></DIV>
<DIV style=3D"LEFT: 463px; POSITION: absolute; TOP: 19755px"><NOBR>CFO,=20
WHC)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
19779px"><NOBR>George A.=20
Sample, M.D. (Critical Care)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 19803px"><NOBR>I. =
David=20
Shocket, M.D. (Internal</NOBR></DIV>
<DIV=20
style=3D"LEFT: 463px; POSITION: absolute; TOP: =
19821px"><NOBR>Medicine/Gastroenterology)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 19845px"><NOBR>Mark =
S. Smith,=20
M.D., (Emergency Medicine)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 19869px"><NOBR>Dana =
A. Twible,=20
M.D. (Radiology)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
19893px"><NOBR>Bernard M.=20
Wagman, M.D. (Cardiology)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 19917px"><NOBR>Eric =
R. Wagner=20
(President and Executive</NOBR></DIV>
<DIV style=3D"LEFT: 463px; POSITION: absolute; TOP: =
19935px"><NOBR>Director,=20
WHC-PHO)</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
19959px"><NOBR>Daniel H.=20
Waterman, M.D. </NOBR></DIV>
<DIV style=3D"LEFT: 463px; POSITION: absolute; TOP: =
19977px"><NOBR>(Internal=20
Medicine)</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D6><SPAN=20
style=3D"FONT-SIZE: 49px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 191px; POSITION: absolute; TOP: =
19292px"><NOBR>WHC-PHO=20
Committees </NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =

size=3D3><SPAN style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 166px; POSITION: absolute; TOP: =
19365px"><NOBR><I>The bylaws=20
of the WHC-PHO provide for the appointment of committees =
</I></NOBR></DIV>
<DIV style=3D"LEFT: 142px; POSITION: absolute; TOP: 19398px"><NOBR><I>as =
necessary=20
to effect the objectives of the organization. During fiscal year 2002,=20
</I></NOBR></DIV>
<DIV=20
style=3D"LEFT: 169px; POSITION: absolute; TOP: =
19431px"><NOBR><I>organizational=20
direction-setting was provided by standing and advisory =
</I></NOBR></DIV>
<DIV style=3D"LEFT: 308px; POSITION: absolute; TOP: =
19464px"><NOBR><I>committees=20
in the following areas:</I></NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 20371px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D18><B>Page =
18</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 21209px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 21115px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
21077px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
21036px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
21012px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20947px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20932px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20905px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 20883px"><NOBR>AL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20831px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20817px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20773px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20749px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20723px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20697px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20682px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20643px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 20627px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20562px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
20520px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 478px; POSITION: absolute; TOP: =
21513px"><NOBR>14</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 20766px"><NOBR>Again =
this=20
year, WHC-PHO closed the year with</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 20784px"><NOBR>a =
positive=20
financial balance, realizing a profit of</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
20802px"><NOBR>$80,400 for the=20
year, which represents a positive</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
20820px"><NOBR>variance of=20
$55,000 to our approved budget (see</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
20838px"><NOBR>Statement of=20
Operations). </NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 20856px"><NOBR>The =
positive=20
bottom line was the result of a</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
20875px"><NOBR>$160,000 gain=20
generated by settlement of the</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
20893px"><NOBR>WHC-PHO=E2=80=99s=20
Medicare risk incentive withhold</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 20911px"><NOBR>funds =
with=20
CareFirst BlueCross BlueShield. This</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 20930px"><NOBR>gain =
offset an=20
$80,000 operating loss on other</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 20948px"><NOBR>lines =
of=20
business. The operating loss on other</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 20966px"><NOBR>lines =
of=20
business was primarily a function of unre-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
20984px"><NOBR>alized global=20
case volume from projected new</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
21003px"><NOBR>transplant=20
agreements at Washington Hospital</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
21021px"><NOBR>Center (WHC)=20
and Georgetown University</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
21039px"><NOBR>Hospital (GUH),=20
and a general decrease in car-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
21058px"><NOBR>diovascular=20
services volumes at WHC. WHC-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 21076px"><NOBR>PHO =
planned=20
(and budgeted) to administer the</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 21094px"><NOBR>WHC =
and GUH=20
transplant agreements during</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 21113px"><NOBR>FY =
2002, but=20
was prevented from implementing</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
21131px"><NOBR>agreements when=20
the existing hospital contracts</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 21149px"><NOBR>could =
not be=20
transferred from the hospitals to</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
21167px"><NOBR>WHC-PHO during=20
the year.</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: =
21186px"><NOBR>Several other=20
items presented in WHC-</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
21204px"><NOBR>PHO=E2=80=99s financial=20
statements for fiscal 2002 also</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
21222px"><NOBR>warrant some=20
discussion.</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 21248px"><NOBR>Total =
revenue=20
decreased by $8.4 million</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: =
21266px"><NOBR>between FY 2001=20
and FY 2002 for the rea-</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 21284px"><NOBR>sons =
discussed=20
above, as well as the final</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: =
21302px"><NOBR>closeout of the=20
Medicare business. This is</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: =
21320px"><NOBR>reflected in=20
the total medical service revenue</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 21338px"><NOBR>in =
the=20
Statement of Operations. Revenue was</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 21356px"><NOBR>under =
budget by=20
$6.6 million dollars. </NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 21384px"><NOBR>Other =
income,=20
although slightly above FY</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 21402px"><NOBR>2001, =
was=20
$100,000 below budget due to</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 21420px"><NOBR>lower =
than=20
anticipated volumes under the</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: 21438px"><NOBR>HRMI=20
relationship where WHC-PHO</NOBR></DIV>
<DIV style=3D"LEFT: 182px; POSITION: absolute; TOP: =
21456px"><NOBR>serves as=20
billing agent only. </NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
20766px"><NOBR>Interest income=20
was also significantly below</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 20784px"><NOBR>FY =
2002 and=20
about 30% below budget due</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 20802px"><NOBR>to =
lower than=20
anticipated interest rates and</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 20820px"><NOBR>lower =
cash=20
balances. </NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
20849px"><NOBR>Although cash=20
(see Balance Sheet) was down</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 20867px"><NOBR>by =
$1.5=20
million, this is consistent with the</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
20885px"><NOBR>decrease in=20
accounts payable, and reflects</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
20903px"><NOBR>WHC-PHO=E2=80=99s=20
efforts to collect outstanding</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
20921px"><NOBR>accounts=20
receivable and pay the PHO=E2=80=99s</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
20939px"><NOBR>providers, thus=20
reducing liabilities.</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
20967px"><NOBR>Although=20
revenue was down between FY</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 20985px"><NOBR>2001 =
and FY=20
2002, expenses were similarly</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 21003px"><NOBR>down. =
Medical=20
service expenses were down</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 21021px"><NOBR>$8.5 =
million,=20
consistent with the decreases in</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
21039px"><NOBR>medical service=20
revenue and total revenue. </NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
21068px"><NOBR>Salaries and=20
administrative expenses were</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 21086px"><NOBR>above =
the FY=20
2001 level but approximately</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 21104px"><NOBR>5% =
below=20
budget. This reflects manage-</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
21122px"><NOBR>ment=E2=80=99s effort=20
to add staff to meet anticipated</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: =
21140px"><NOBR>service needs=20
as well as more recent efforts</NOBR></DIV>
<DIV style=3D"LEFT: 521px; POSITION: absolute; TOP: 21158px"><NOBR>to =
reduce staff=20
and administrative expenses.</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 21186px"><NOBR>In =
summary, the=20
financial results for WHC-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 21204px"><NOBR>PHO =
for fiscal=20
2002 represent a strong opera-</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 21222px"><NOBR>tion =
that is=20
weathering well general economic</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
21240px"><NOBR>conditions as=20
well as the dynamics of the health</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 21258px"><NOBR>care =
market.=20
The reduction in cardiovascular</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
21276px"><NOBR>service volumes=20
at WHC during the past year</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
21294px"><NOBR>resulted in a=20
decrease in global cardiac volumes</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
21312px"><NOBR>billed through=20
WHC-PHO. Management plans</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 21330px"><NOBR>to =
allocate=20
resources during FY 2003 to achieve</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
21348px"><NOBR>economies of=20
scale related to staffing. At the</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 21366px"><NOBR>end =
of FY 2002,=20
management eliminated a</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
21384px"><NOBR>supervisory=20
position within WHC-PHO and</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
21402px"><NOBR>combined the=20
Director of Operations position</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: 21420px"><NOBR>with =
a similar=20
position under the Managed Care</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
21438px"><NOBR>Division, thus=20
effectively eliminating certain</NOBR></DIV>
<DIV style=3D"LEFT: 503px; POSITION: absolute; TOP: =
21456px"><NOBR>salaries and=20
associated benefits. Management</NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#005800 size=3D6><SPAN=20
style=3D"FONT-SIZE: 49px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 213px; POSITION: absolute; TOP: =
20480px"><NOBR>Fiscal Year=20
2002 Financial</NOBR></DIV>
<DIV style=3D"LEFT: 205px; POSITION: absolute; TOP: =
20524px"><NOBR>Statements and=20
Discussion</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 195px; POSITION: absolute; TOP: =
20597px"><NOBR><I>The=20
financial performance of the WHC Physician-Hospital Organization,=20
Inc.</I></NOBR></DIV>
<DIV style=3D"LEFT: 188px; POSITION: absolute; TOP: =
20630px"><NOBR><I>(WHC-PHO)=20
for the year ended June 30, 2002 are summarized in the following=20
</I></NOBR></DIV>
<DIV style=3D"LEFT: 180px; POSITION: absolute; TOP: =
20663px"><NOBR><I>management=E2=80=99s=20
discussion and analysis and financial statements, including=20
balance</I></NOBR></DIV>
<DIV style=3D"LEFT: 263px; POSITION: absolute; TOP: =
20696px"><NOBR><I>sheet, the=20
statement of operations and statement of cash=20
flows.</I></NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 21559px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D19><B>Page =
19</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 21688px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 21783px"><NOBR>C=20
P</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
21820px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
21862px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
21950px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
21966px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 21992px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
22067px"><NOBR>R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
22081px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
22125px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
22200px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
22215px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
22255px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 22270px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
22335px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
22377px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 424px; POSITION: absolute; TOP: =
22701px"><NOBR>15</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
21668px"><NOBR>anticipates=20
that these changes will allow WHC-</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 21686px"><NOBR>PHO =
to operate=20
profitably during FY 2003.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes=20
color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
21715px"><NOBR>Financial=20
Position</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 21734px"><NOBR>The =
WHC-PHO=20
June 30, 2002 balance sheet</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
21752px"><NOBR>reflects total=20
assets of $20.1 million compared to</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 21770px"><NOBR>$25.5 =
million=20
at June 30, 2001, a decrease of</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 21788px"><NOBR>$5.4 =
million.=20
This reduction was primarily the</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
21806px"><NOBR>result of the=20
close-out of WHC-PHO=E2=80=99s</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
21824px"><NOBR>Medicare risk=20
agreements and the final reconcil-</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
21842px"><NOBR>iation with=20
CareFirst. Total accounts receivable,</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: 21860px"><NOBR>as of =
June 30,=20
2002, were $13.6 million while</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: 21878px"><NOBR>total =
accounts=20
payable were $17.3 million. The</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
21896px"><NOBR>relative=20
stability in the relationship between</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: 21914px"><NOBR>these =
accounts=20
reflects WHC-PHO=E2=80=99s success in</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
21932px"><NOBR>collecting and=20
distributing contracted plan pay-</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: 21950px"><NOBR>ments =
related=20
to global services despite the</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
21968px"><NOBR>increased=20
difficulty in general of collecting pay-</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: 21986px"><NOBR>ment =
from=20
managed care companies. All</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
22004px"><NOBR>accounts=20
continue to be pursued aggressively by</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
22022px"><NOBR>WHC-PHO staff.=20
</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 21668px"><NOBR>Cash =
and cash=20
equivalents decreased $1.5 mil-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 21686px"><NOBR>lion =
during=20
fiscal 2002, which primarily was the</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
21704px"><NOBR>result of=20
accelerating payments to our member</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
21722px"><NOBR>providers.=20
</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: 21740px"><NOBR>At =
June 30,=20
2002, the WHC-PHO balance</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 21758px"><NOBR>sheet =
reflects=20
total liabilities of $19.7 million</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 21776px"><NOBR>with =
accounts=20
payable equal to $17.3 million.</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 21794px"><NOBR>An =
additional=20
$2.3 million is payable to partici-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
21812px"><NOBR>pating=20
physicians and Washington Hospital</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
21830px"><NOBR>Center in the=20
form of incentive payments.</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
21848px"><NOBR>Following=20
completion of calendar year-end cost</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
21866px"><NOBR>analysis and=20
reconciliation, the incentive fund</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 21884px"><NOBR>will =
be=20
distributed in accordance with the incen-</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 21902px"><NOBR>tive =
plan.=20
</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
21920px"><NOBR>Contributed=20
capital increased $20,000 from</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: 21938px"><NOBR>June =
30, 2001,=20
reflecting enrollment fees of new</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
21956px"><NOBR>members and=20
matching fees paid by Washington</NOBR></DIV>
<DIV style=3D"LEFT: 449px; POSITION: absolute; TOP: =
21974px"><NOBR>Hospital=20
Center. </NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 22747px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D20><B>Page =
20</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 23585px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 23491px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23453px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23412px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23388px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23323px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23308px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23281px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 23259px"><NOBR>AL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23207px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23193px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23149px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23125px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23099px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23073px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23058px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
23019px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 23003px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
22938px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
22896px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 478px; POSITION: absolute; TOP: =
23889px"><NOBR>16</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 255px; POSITION: absolute; TOP: 22856px"><NOBR>W H C =
P H Y S I=20
C I A N - H O S P I T A L O R G A N I Z A T I O N , I N C=20
.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D4><SPAN=20
style=3D"FONT-SIZE: 24px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 407px; POSITION: absolute; TOP: =
22887px"><NOBR>Balance=20
Sheets</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 402px; POSITION: absolute; TOP: 22932px"><NOBR><I>FY =
2002 and=20
FY 2001</I></NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =

size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 473px; POSITION: absolute; TOP: 22996px"><NOBR><I>FY =

2002</I></NOBR></DIV>
<DIV style=3D"LEFT: 668px; POSITION: absolute; TOP: 22996px"><NOBR><I>FY =

2001</I></NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 19px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 171px; POSITION: absolute; TOP: =
23029px"><NOBR>Assets</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 171px; POSITION: absolute; TOP: =
23059px"><NOBR>Current</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: 23083px"><NOBR>Cash =
and cash=20
equivalents</NOBR></DIV>
<DIV style=3D"LEFT: 467px; POSITION: absolute; TOP: =
23083px"><NOBR>$1,147,020=20
</NOBR></DIV>
<DIV style=3D"LEFT: 660px; POSITION: absolute; TOP: =
23083px"><NOBR>$2,682,137=20
</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
23107px"><NOBR>Accounts=20
receivable</NOBR></DIV>
<DIV=20
style=3D"LEFT: 467px; POSITION: absolute; TOP: =
23107px"><NOBR>13,600,335</NOBR></DIV>
<DIV=20
style=3D"LEFT: 660px; POSITION: absolute; TOP: =
23107px"><NOBR>18,542,296</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
23131px"><NOBR>Membership fee=20
receivable</NOBR></DIV>
<DIV style=3D"LEFT: 533px; POSITION: absolute; TOP: =
23131px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 726px; POSITION: absolute; TOP: =
23131px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: 23155px"><NOBR>Due =
from=20
WHC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 475px; POSITION: absolute; TOP: =
23155px"><NOBR>4,635,792</NOBR></DIV>
<DIV=20
style=3D"LEFT: 668px; POSITION: absolute; TOP: =
23155px"><NOBR>3,980,110</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: 23179px"><NOBR>Due =
from=20
Medstar</NOBR></DIV>
<DIV=20
style=3D"LEFT: 487px; POSITION: absolute; TOP: =
23179px"><NOBR>285,419</NOBR></DIV>
<DIV style=3D"LEFT: 726px; POSITION: absolute; TOP: =
23179px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: 23203px"><NOBR>Due =
from=20
WRNM</NOBR></DIV>
<DIV style=3D"LEFT: 533px; POSITION: absolute; TOP: =
23203px"><NOBR>0</NOBR></DIV>
<DIV=20
style=3D"LEFT: 689px; POSITION: absolute; TOP: =
23203px"><NOBR>49,373</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: 23227px"><NOBR>Due =
from=20
HRMI</NOBR></DIV>
<DIV=20
style=3D"LEFT: 487px; POSITION: absolute; TOP: =
23227px"><NOBR>383,838</NOBR></DIV>
<DIV=20
style=3D"LEFT: 681px; POSITION: absolute; TOP: =
23227px"><NOBR>206,830</NOBR></DIV>
<DIV=20
style=3D"LEFT: 454px; POSITION: absolute; TOP: =
23234px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 642px; POSITION: absolute; TOP: =
23234px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 216px; POSITION: absolute; TOP: 23258px"><NOBR>Total =
current=20
assets</NOBR></DIV>
<DIV=20
style=3D"LEFT: 467px; POSITION: absolute; TOP: =
23258px"><NOBR>20,052,404</NOBR></DIV>
<DIV=20
style=3D"LEFT: 660px; POSITION: absolute; TOP: =
23258px"><NOBR>25,460,746</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
23294px"><NOBR>Property, Plant=20
and Equipment</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
23318px"><NOBR>Machinery and=20
equipment net of</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
23337px"><NOBR>accumulated=20
depreciation</NOBR></DIV>
<DIV=20
style=3D"LEFT: 504px; POSITION: absolute; TOP: =
23337px"><NOBR>1,384</NOBR></DIV>
<DIV style=3D"LEFT: 726px; POSITION: absolute; TOP: =
23337px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 23373px"><NOBR>Other =

Assets</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
23397px"><NOBR>Deposits with=20
others</NOBR></DIV>
<DIV=20
style=3D"LEFT: 496px; POSITION: absolute; TOP: =
23397px"><NOBR>32,400</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
23421px"><NOBR>Prepaid=20
Expenses</NOBR></DIV>
<DIV=20
style=3D"LEFT: 496px; POSITION: absolute; TOP: =
23421px"><NOBR>20,638</NOBR></DIV>
<DIV style=3D"LEFT: 726px; POSITION: absolute; TOP: =
23421px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 23457px"><NOBR>Total =

assets</NOBR></DIV>
<DIV style=3D"LEFT: 458px; POSITION: absolute; TOP: =
23457px"><NOBR>$20,106,826=20
</NOBR></DIV>
<DIV style=3D"LEFT: 652px; POSITION: absolute; TOP: =
23457px"><NOBR>$25,460,746=20
</NOBR></DIV>
<DIV=20
style=3D"LEFT: 454px; POSITION: absolute; TOP: =
23463px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 642px; POSITION: absolute; TOP: =
23463px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 454px; POSITION: absolute; TOP: =
23469px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 642px; POSITION: absolute; TOP: =
23469px"><NOBR>____________</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 19px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
23501px"><NOBR>Liabilities and=20
Members=E2=80=99 Equity</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV=20
style=3D"LEFT: 171px; POSITION: absolute; TOP: =
23532px"><NOBR>Liabilities</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
23557px"><NOBR>Accounts=20
payable</NOBR></DIV>
<DIV style=3D"LEFT: 458px; POSITION: absolute; TOP: =
23557px"><NOBR>$17,336,963=20
</NOBR></DIV>
<DIV style=3D"LEFT: 652px; POSITION: absolute; TOP: =
23557px"><NOBR>$23,257,187=20
</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
23581px"><NOBR>Accrued=20
provider incentive</NOBR></DIV>
<DIV=20
style=3D"LEFT: 475px; POSITION: absolute; TOP: =
23581px"><NOBR>2,287,152</NOBR></DIV>
<DIV=20
style=3D"LEFT: 668px; POSITION: absolute; TOP: =
23581px"><NOBR>1,873,288</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: 23605px"><NOBR>Due =
to=20
WHC</NOBR></DIV>
<DIV style=3D"LEFT: 533px; POSITION: absolute; TOP: =
23605px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 726px; POSITION: absolute; TOP: =
23605px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: 23629px"><NOBR>Due =
to=20
WRNM</NOBR></DIV>
<DIV=20
style=3D"LEFT: 496px; POSITION: absolute; TOP: =
23629px"><NOBR>51,988</NOBR></DIV>
<DIV style=3D"LEFT: 726px; POSITION: absolute; TOP: =
23629px"><NOBR>0</NOBR></DIV>
<DIV=20
style=3D"LEFT: 454px; POSITION: absolute; TOP: =
23635px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 642px; POSITION: absolute; TOP: =
23635px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 216px; POSITION: absolute; TOP: 23671px"><NOBR>Total =

liabilities</NOBR></DIV>
<DIV style=3D"LEFT: 458px; POSITION: absolute; TOP: =
23671px"><NOBR>$19,676,103=20
</NOBR></DIV>
<DIV=20
style=3D"LEFT: 660px; POSITION: absolute; TOP: =
23671px"><NOBR>25,130,475</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: =
23707px"><NOBR>Members=E2=80=99=20
Equity</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
23731px"><NOBR>Contributed=20
capital</NOBR></DIV>
<DIV=20
style=3D"LEFT: 487px; POSITION: absolute; TOP: =
23731px"><NOBR>731,657</NOBR></DIV>
<DIV=20
style=3D"LEFT: 681px; POSITION: absolute; TOP: =
23731px"><NOBR>711,650</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
23755px"><NOBR>Retained=20
earnings</NOBR></DIV>
<DIV=20
style=3D"LEFT: 482px; POSITION: absolute; TOP: =
23755px"><NOBR>-300,934</NOBR></DIV>
<DIV=20
style=3D"LEFT: 675px; POSITION: absolute; TOP: =
23755px"><NOBR>-381,379</NOBR></DIV>
<DIV=20
style=3D"LEFT: 454px; POSITION: absolute; TOP: =
23761px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 642px; POSITION: absolute; TOP: =
23761px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 23797px"><NOBR>Total =
members=E2=80=99=20
equity</NOBR></DIV>
<DIV=20
style=3D"LEFT: 487px; POSITION: absolute; TOP: =
23797px"><NOBR>430,723</NOBR></DIV>
<DIV=20
style=3D"LEFT: 681px; POSITION: absolute; TOP: =
23797px"><NOBR>330,271</NOBR></DIV>
<DIV=20
style=3D"LEFT: 454px; POSITION: absolute; TOP: =
23803px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 642px; POSITION: absolute; TOP: =
23803px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 171px; POSITION: absolute; TOP: 23839px"><NOBR>Total =

liabilities and members=E2=80=99 equity</NOBR></DIV>
<DIV style=3D"LEFT: 458px; POSITION: absolute; TOP: =
23839px"><NOBR>$20,106,826=20
</NOBR></DIV>
<DIV style=3D"LEFT: 652px; POSITION: absolute; TOP: =
23839px"><NOBR>$25,460,746=20
</NOBR></DIV>
<DIV=20
style=3D"LEFT: 454px; POSITION: absolute; TOP: =
23845px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 642px; POSITION: absolute; TOP: =
23845px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 454px; POSITION: absolute; TOP: =
23851px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 642px; POSITION: absolute; TOP: =
23851px"><NOBR>____________</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 23935px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D21><B>Page =
21</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 24064px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 24159px"><NOBR>C=20
P</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24196px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24238px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24326px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24342px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 24368px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24443px"><NOBR>R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24457px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24501px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24576px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24591px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24631px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 24646px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24711px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
24753px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 424px; POSITION: absolute; TOP: =
25077px"><NOBR>17</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 419px; POSITION: absolute; TOP: 24184px"><NOBR><I>FY =

2002</I></NOBR></DIV>
<DIV style=3D"LEFT: 614px; POSITION: absolute; TOP: 24184px"><NOBR><I>FY =

2001</I></NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 19px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24217px"><NOBR>Revenue</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24248px"><NOBR>Global case=20
agreements</NOBR></DIV>
<DIV style=3D"LEFT: 404px; POSITION: absolute; TOP: =
24248px"><NOBR>$23,434,934=20
</NOBR></DIV>
<DIV style=3D"LEFT: 598px; POSITION: absolute; TOP: =
24248px"><NOBR>$29,033,029=20
</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24272px"><NOBR>Medicare risk=20
agreements</NOBR></DIV>
<DIV=20
style=3D"LEFT: 428px; POSITION: absolute; TOP: =
24272px"><NOBR>-120,602</NOBR></DIV>
<DIV=20
style=3D"LEFT: 614px; POSITION: absolute; TOP: =
24272px"><NOBR>2,560,650</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
24278px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
24278px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: 24302px"><NOBR>Total =
medical=20
service revenue</NOBR></DIV>
<DIV=20
style=3D"LEFT: 413px; POSITION: absolute; TOP: =
24302px"><NOBR>23,314,332</NOBR></DIV>
<DIV=20
style=3D"LEFT: 606px; POSITION: absolute; TOP: =
24302px"><NOBR>31,593,679</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: 24338px"><NOBR>Other =

income</NOBR></DIV>
<DIV=20
style=3D"LEFT: 433px; POSITION: absolute; TOP: =
24338px"><NOBR>177,007</NOBR></DIV>
<DIV=20
style=3D"LEFT: 627px; POSITION: absolute; TOP: =
24338px"><NOBR>153,831</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24362px"><NOBR>Interest=20
income</NOBR></DIV>
<DIV=20
style=3D"LEFT: 442px; POSITION: absolute; TOP: =
24362px"><NOBR>67,515</NOBR></DIV>
<DIV=20
style=3D"LEFT: 627px; POSITION: absolute; TOP: =
24362px"><NOBR>232,707</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
24368px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
24368px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: 24404px"><NOBR>Total =

revenue</NOBR></DIV>
<DIV=20
style=3D"LEFT: 413px; POSITION: absolute; TOP: =
24404px"><NOBR>23,558,854</NOBR></DIV>
<DIV=20
style=3D"LEFT: 606px; POSITION: absolute; TOP: =
24404px"><NOBR>31,980,217</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
24410px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
24410px"><NOBR>____________</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 19px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24442px"><NOBR>Expenses</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24473px"><NOBR>Medical service=20
expenses</NOBR></DIV>
<DIV style=3D"LEFT: 144px; POSITION: absolute; TOP: =
24497px"><NOBR>Global case=20
programs</NOBR></DIV>
<DIV=20
style=3D"LEFT: 413px; POSITION: absolute; TOP: =
24497px"><NOBR>22,318,022</NOBR></DIV>
<DIV=20
style=3D"LEFT: 606px; POSITION: absolute; TOP: =
24497px"><NOBR>27,656,411</NOBR></DIV>
<DIV style=3D"LEFT: 144px; POSITION: absolute; TOP: =
24521px"><NOBR>Global case=20
incentives</NOBR></DIV>
<DIV=20
style=3D"LEFT: 433px; POSITION: absolute; TOP: =
24521px"><NOBR>413,864</NOBR></DIV>
<DIV=20
style=3D"LEFT: 627px; POSITION: absolute; TOP: =
24521px"><NOBR>544,103</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
24527px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
24527px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 413px; POSITION: absolute; TOP: =
24545px"><NOBR>22,731,886</NOBR></DIV>
<DIV=20
style=3D"LEFT: 606px; POSITION: absolute; TOP: =
24545px"><NOBR>28,200,514</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
24551px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
24551px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 144px; POSITION: absolute; TOP: =
24587px"><NOBR>Medicare risk=20
programs</NOBR></DIV>
<DIV=20
style=3D"LEFT: 428px; POSITION: absolute; TOP: =
24587px"><NOBR>-281,575</NOBR></DIV>
<DIV=20
style=3D"LEFT: 614px; POSITION: absolute; TOP: =
24587px"><NOBR>2,794,490</NOBR></DIV>
<DIV style=3D"LEFT: 144px; POSITION: absolute; TOP: =
24611px"><NOBR>Medicare risk=20
incentives</NOBR></DIV>
<DIV style=3D"LEFT: 479px; POSITION: absolute; TOP: =
24611px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 672px; POSITION: absolute; TOP: =
24611px"><NOBR>0</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
24617px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
24617px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 428px; POSITION: absolute; TOP: =
24641px"><NOBR>-281,575</NOBR></DIV>
<DIV=20
style=3D"LEFT: 614px; POSITION: absolute; TOP: =
24641px"><NOBR>2,794,490</NOBR></DIV>
<DIV style=3D"LEFT: 144px; POSITION: absolute; TOP: =
24677px"><NOBR>General=20
incentive expenses</NOBR></DIV>
<DIV style=3D"LEFT: 479px; POSITION: absolute; TOP: =
24677px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 672px; POSITION: absolute; TOP: =
24677px"><NOBR>0</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
24683px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
24683px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: 24707px"><NOBR>Total =
medical=20
service expenses</NOBR></DIV>
<DIV=20
style=3D"LEFT: 413px; POSITION: absolute; TOP: =
24707px"><NOBR>22,450,311</NOBR></DIV>
<DIV=20
style=3D"LEFT: 606px; POSITION: absolute; TOP: =
24707px"><NOBR>30,995,004</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24743px"><NOBR>Salaries and=20
benefits</NOBR></DIV>
<DIV=20
style=3D"LEFT: 433px; POSITION: absolute; TOP: =
24743px"><NOBR>791,876</NOBR></DIV>
<DIV=20
style=3D"LEFT: 627px; POSITION: absolute; TOP: =
24743px"><NOBR>710,120</NOBR></DIV>
<DIV=20
style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24767px"><NOBR>Insurance</NOBR></DIV>
<DIV=20
style=3D"LEFT: 442px; POSITION: absolute; TOP: =
24767px"><NOBR>29,098</NOBR></DIV>
<DIV=20
style=3D"LEFT: 635px; POSITION: absolute; TOP: =
24767px"><NOBR>95,542</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24791px"><NOBR>Administrative=20
and other expenses</NOBR></DIV>
<DIV=20
style=3D"LEFT: 433px; POSITION: absolute; TOP: =
24791px"><NOBR>206,812</NOBR></DIV>
<DIV=20
style=3D"LEFT: 627px; POSITION: absolute; TOP: =
24791px"><NOBR>167,483</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24815px"><NOBR>Depreciation=20
and amortization</NOBR></DIV>
<DIV=20
style=3D"LEFT: 463px; POSITION: absolute; TOP: =
24815px"><NOBR>311</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: 24839px"><NOBR>Bad=20
debts</NOBR></DIV>
<DIV style=3D"LEFT: 479px; POSITION: absolute; TOP: =
24839px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 672px; POSITION: absolute; TOP: =
24839px"><NOBR>0</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
24845px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
24845px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: 24881px"><NOBR>Total =

expenses</NOBR></DIV>
<DIV=20
style=3D"LEFT: 413px; POSITION: absolute; TOP: =
24881px"><NOBR>23,478,408</NOBR></DIV>
<DIV=20
style=3D"LEFT: 606px; POSITION: absolute; TOP: =
24881px"><NOBR>31,968,149</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
24887px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
24887px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24923px"><NOBR>Income (loss)=20
from operations</NOBR></DIV>
<DIV=20
style=3D"LEFT: 442px; POSITION: absolute; TOP: =
24923px"><NOBR>80,446</NOBR></DIV>
<DIV=20
style=3D"LEFT: 635px; POSITION: absolute; TOP: =
24923px"><NOBR>12,068</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: =
24959px"><NOBR>Provision for=20
income taxes</NOBR></DIV>
<DIV style=3D"LEFT: 479px; POSITION: absolute; TOP: =
24959px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 672px; POSITION: absolute; TOP: =
24959px"><NOBR>0</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
24965px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
24965px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 117px; POSITION: absolute; TOP: 25001px"><NOBR>Net =
income=20
(loss)</NOBR></DIV>
<DIV style=3D"LEFT: 433px; POSITION: absolute; TOP: =
25001px"><NOBR>$80,446=20
</NOBR></DIV>
<DIV style=3D"LEFT: 627px; POSITION: absolute; TOP: =
25001px"><NOBR>$12,068=20
</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
25007px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
25007px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
25013px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 588px; POSITION: absolute; TOP: =
25013px"><NOBR>____________</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 205px; POSITION: absolute; TOP: 24044px"><NOBR>W H C =
P H Y S I=20
C I A N - H O S P I T A L O R G A N I Z A T I O N , I N C=20
.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D4><SPAN=20
style=3D"FONT-SIZE: 24px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 303px; POSITION: absolute; TOP: =
24075px"><NOBR>Statement of=20
Operations</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 351px; POSITION: absolute; TOP: 24120px"><NOBR><I>FY =
2002 and=20
FY 2001</I></NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 25123px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D22><B>Page =
22</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 25961px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 25867px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25829px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25788px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25764px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25699px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25684px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25657px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 25635px"><NOBR>AL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25583px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25569px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25525px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25501px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25475px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25449px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25434px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25395px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 25379px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25314px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
25272px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 478px; POSITION: absolute; TOP: =
26265px"><NOBR>18</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 255px; POSITION: absolute; TOP: 25232px"><NOBR>W H C =
P H Y S I=20
C I A N - H O S P I T A L O R G A N I Z A T I O N , I N C=20
.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D4><SPAN=20
style=3D"FONT-SIZE: 24px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 356px; POSITION: absolute; TOP: =
25263px"><NOBR>Statement of=20
Cash Flows</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 402px; POSITION: absolute; TOP: 25308px"><NOBR><I>FY =
2002 and=20
FY 2001</I></NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =

size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 473px; POSITION: absolute; TOP: 25374px"><NOBR><I>FY =

2002</I></NOBR></DIV>
<DIV style=3D"LEFT: 668px; POSITION: absolute; TOP: 25374px"><NOBR><I>FY =

2001</I></NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 25410px"><NOBR>Cash =
flows from=20
operating activities:</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 25434px"><NOBR>Net =
income=20
</NOBR></DIV>
<DIV style=3D"LEFT: 596px; POSITION: absolute; TOP: =
25434px"><NOBR>$80,446=20
</NOBR></DIV>
<DIV style=3D"LEFT: 737px; POSITION: absolute; TOP: =
25434px"><NOBR>$12,068=20
</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
25458px"><NOBR>Adjustments to=20
reconcile income from operations</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 25476px"><NOBR>to =
net cash=20
provided by operating activities:</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25500px"><NOBR>Depreciation=20
and amortization</NOBR></DIV>
<DIV=20
style=3D"LEFT: 625px; POSITION: absolute; TOP: =
25500px"><NOBR>311</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25525px"><NOBR>Decrease=20
(increase) in accounts receivable</NOBR></DIV>
<DIV=20
style=3D"LEFT: 584px; POSITION: absolute; TOP: =
25525px"><NOBR>4,941,961</NOBR></DIV>
<DIV=20
style=3D"LEFT: 719px; POSITION: absolute; TOP: =
25525px"><NOBR>-4,370,748</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25549px"><NOBR>(Increase) in=20
amounts due from WHC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 591px; POSITION: absolute; TOP: =
25549px"><NOBR>-655,682</NOBR></DIV>
<DIV=20
style=3D"LEFT: 719px; POSITION: absolute; TOP: =
25549px"><NOBR>-2,640,855</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25573px"><NOBR>(Increase) in=20
amounts due from Medstar</NOBR></DIV>
<DIV=20
style=3D"LEFT: 591px; POSITION: absolute; TOP: =
25573px"><NOBR>-285,419</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25597px"><NOBR>(Decrease)=20
increase in amounts due to WRNM</NOBR></DIV>
<DIV=20
style=3D"LEFT: 596px; POSITION: absolute; TOP: =
25597px"><NOBR>101,361</NOBR></DIV>
<DIV=20
style=3D"LEFT: 745px; POSITION: absolute; TOP: =
25597px"><NOBR>12,175</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25621px"><NOBR>(Increase)=20
decrease in amounts due from HRMI</NOBR></DIV>
<DIV=20
style=3D"LEFT: 591px; POSITION: absolute; TOP: =
25621px"><NOBR>-177,008</NOBR></DIV>
<DIV=20
style=3D"LEFT: 732px; POSITION: absolute; TOP: =
25621px"><NOBR>-153,830</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25645px"><NOBR>Decrease=20
(increase) in other assets</NOBR></DIV>
<DIV=20
style=3D"LEFT: 599px; POSITION: absolute; TOP: =
25645px"><NOBR>-53,038</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25669px"><NOBR>(Increase)=20
decrease in accounts payable</NOBR></DIV>
<DIV=20
style=3D"LEFT: 578px; POSITION: absolute; TOP: =
25669px"><NOBR>-5,920,225</NOBR></DIV>
<DIV=20
style=3D"LEFT: 725px; POSITION: absolute; TOP: =
25669px"><NOBR>8,701,696</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25693px"><NOBR>Increase=20
(decrease) in accrued provider incentive</NOBR></DIV>
<DIV=20
style=3D"LEFT: 596px; POSITION: absolute; TOP: =
25693px"><NOBR>413,864</NOBR></DIV>
<DIV=20
style=3D"LEFT: 732px; POSITION: absolute; TOP: =
25693px"><NOBR>-205,896</NOBR></DIV>
<DIV=20
style=3D"LEFT: 560px; POSITION: absolute; TOP: =
25699px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 702px; POSITION: absolute; TOP: =
25699px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25723px"><NOBR>Increase in=20
accrued provider incentive</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25741px"><NOBR>(Decrease) in=20
amounts due to WHC</NOBR></DIV>
<DIV style=3D"LEFT: 642px; POSITION: absolute; TOP: =
25741px"><NOBR>0</NOBR></DIV>
<DIV style=3D"LEFT: 783px; POSITION: absolute; TOP: =
25741px"><NOBR>0</NOBR></DIV>
<DIV=20
style=3D"LEFT: 560px; POSITION: absolute; TOP: =
25747px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 702px; POSITION: absolute; TOP: =
25747px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 25783px"><NOBR>Net =
cash used=20
in operating activities</NOBR></DIV>
<DIV=20
style=3D"LEFT: 578px; POSITION: absolute; TOP: =
25783px"><NOBR>-1,553,429</NOBR></DIV>
<DIV=20
style=3D"LEFT: 725px; POSITION: absolute; TOP: =
25783px"><NOBR>1,354,610</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 25819px"><NOBR>Cash =
flows from=20
investing activities:</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
25843px"><NOBR>Purchases of=20
property and equipment</NOBR></DIV>
<DIV=20
style=3D"LEFT: 607px; POSITION: absolute; TOP: =
25843px"><NOBR>-1,695</NOBR></DIV>
<DIV=20
style=3D"LEFT: 560px; POSITION: absolute; TOP: =
25849px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 702px; POSITION: absolute; TOP: =
25849px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 25885px"><NOBR>Net =
cash used=20
in investing activities</NOBR></DIV>
<DIV=20
style=3D"LEFT: 607px; POSITION: absolute; TOP: =
25885px"><NOBR>-1,695</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 25921px"><NOBR>Cash =
flows from=20
financing activities:</NOBR></DIV>
<DIV style=3D"LEFT: 198px; POSITION: absolute; TOP: =
25945px"><NOBR>Contributed=20
capital</NOBR></DIV>
<DIV=20
style=3D"LEFT: 604px; POSITION: absolute; TOP: =
25945px"><NOBR>20,007</NOBR></DIV>
<DIV=20
style=3D"LEFT: 754px; POSITION: absolute; TOP: =
25945px"><NOBR>9,092</NOBR></DIV>
<DIV=20
style=3D"LEFT: 560px; POSITION: absolute; TOP: =
25951px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 702px; POSITION: absolute; TOP: =
25951px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 25987px"><NOBR>Net =
cash=20
provided by financing activities</NOBR></DIV>
<DIV=20
style=3D"LEFT: 604px; POSITION: absolute; TOP: =
25987px"><NOBR>20,007</NOBR></DIV>
<DIV=20
style=3D"LEFT: 754px; POSITION: absolute; TOP: =
25987px"><NOBR>9,092</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 26023px"><NOBR>Net =
decrease in=20
cash and cash equivalents</NOBR></DIV>
<DIV=20
style=3D"LEFT: 578px; POSITION: absolute; TOP: =
26023px"><NOBR>-1,535,117</NOBR></DIV>
<DIV=20
style=3D"LEFT: 725px; POSITION: absolute; TOP: =
26023px"><NOBR>1,363,702</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 26047px"><NOBR>Cash =
and cash=20
equivalents, beginning of period</NOBR></DIV>
<DIV=20
style=3D"LEFT: 584px; POSITION: absolute; TOP: =
26047px"><NOBR>2,682,137</NOBR></DIV>
<DIV=20
style=3D"LEFT: 725px; POSITION: absolute; TOP: =
26047px"><NOBR>1,318,435</NOBR></DIV>
<DIV=20
style=3D"LEFT: 560px; POSITION: absolute; TOP: =
26053px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 702px; POSITION: absolute; TOP: =
26053px"><NOBR>____________</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 26089px"><NOBR>Cash =
and cash=20
equivalents, end of period</NOBR></DIV>
<DIV style=3D"LEFT: 575px; POSITION: absolute; TOP: =
26089px"><NOBR>$1,147,020=20
</NOBR></DIV>
<DIV=20
style=3D"LEFT: 716px; POSITION: absolute; TOP: =
26089px"><NOBR>$2,682,137</NOBR></DIV>
<DIV=20
style=3D"LEFT: 560px; POSITION: absolute; TOP: =
26095px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 702px; POSITION: absolute; TOP: =
26095px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 560px; POSITION: absolute; TOP: =
26101px"><NOBR>____________</NOBR></DIV>
<DIV=20
style=3D"LEFT: 702px; POSITION: absolute; TOP: =
26101px"><NOBR>____________</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 26311px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D23><B>Page =
23</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 26440px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 26535px"><NOBR>C=20
P</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
26572px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
26614px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
26702px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
26718px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 26744px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
26819px"><NOBR>R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
26833px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
26877px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
26952px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
26967px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
27007px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 27022px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
27087px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
27129px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 424px; POSITION: absolute; TOP: =
27453px"><NOBR>19</NOBR></DIV>
<DIV style=3D"LEFT: 109px; POSITION: absolute; TOP: =
26535px"><NOBR>Allergy and=20
Immunology</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26554px"><NOBR>Economides,=20
Athena, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26572px"><NOBR>Kaliner,=20
Michael Aron, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26590px"><NOBR>White, Martha=20
V., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26619px"><NOBR>Anesthesia</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26638px"><NOBR>Adeniji-Adele,=20
Hassan, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26656px"><NOBR>Agrawal,=20
Sharad, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 26674px"><NOBR>Ahn, =
Keung S.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26692px"><NOBR>Aquino, Evelyn=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26710px"><NOBR>Banaszak,=20
Michael J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26728px"><NOBR>Begin, Eileen=20
V., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 26746px"><NOBR>Best, =
Edward=20
L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26764px"><NOBR>Bindal,=20
Rajinder K., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26782px"><NOBR>Byles, Shawn,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26800px"><NOBR>Callanan, Daisy=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 26818px"><NOBR>Chou, =
C.=20
Daniel, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26836px"><NOBR>Crawford, Paul=20
H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26854px"><NOBR>Duran, Leovino,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26872px"><NOBR>Fenner, Yvonne=20
Y., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26890px"><NOBR>Fitzpatrick,=20
Laura L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26908px"><NOBR>Flowers, David,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26926px"><NOBR>Giorla, Ma-Paz,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26944px"><NOBR>Grady, Mary=20
Kay, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26962px"><NOBR>Griffith,=20
Wayman T., M.D</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26980px"><NOBR>Gupta, Samir=20
K., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
26998px"><NOBR>Hagos, Haddis,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27016px"><NOBR>Hanna, Jennifer=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27034px"><NOBR>Joyner, Jr.,=20
John E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27052px"><NOBR>Jurao, Arturo=20
G., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27070px"><NOBR>Kambouris,=20
Nicholas G., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27088px"><NOBR>Kattapuram,=20
Biju M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27106px"><NOBR>Kodgi, Malady=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27124px"><NOBR>Laster, Rodney,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 27142px"><NOBR>Le, =
Khoi D.,=20
D.O.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27160px"><NOBR>Lessin,=20
Jonathan, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27178px"><NOBR>Locke,=20
Stephanie, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27196px"><NOBR>McQueen,=20
Jerome, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27214px"><NOBR>Moffitt,=20
Philippa Howard, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27232px"><NOBR>Moustafa,=20
Nagwa, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 27250px"><NOBR>Neff, =
Allan J.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27268px"><NOBR>Niechniedowicz,=20
Frank, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27286px"><NOBR>O'Donnell,=20
Kelly, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 27304px"><NOBR>Osei, =
Baffour=20
K., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27322px"><NOBR>Perlin, Daniel=20
I., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 27340px"><NOBR>Pham, =
Peter S.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 27358px"><NOBR>Pham, =
Rosalie,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27376px"><NOBR>Phung,=20
Philippe, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
27394px"><NOBR>Premuzic,=20
Mladen, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26535px"><NOBR>Resano,=20
Fernando, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26553px"><NOBR>Rhoads, Mark=20
D., D.O.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26571px"><NOBR>Rhodes, Lee=20
Ann, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26589px"><NOBR>Roboubi, Babak,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26607px"><NOBR>Salcedo,=20
Eduardo, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26625px"><NOBR>Schultheis,=20
Lester, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26643px"><NOBR>Shanbhag,=20
Vinayak, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26661px"><NOBR>Skolnick, Eric=20
D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26679px"><NOBR>Stasiewicz,=20
Susan, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26697px"><NOBR>Torres, Carlos,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26715px"><NOBR>Villalobos,=20
Juanita M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26733px"><NOBR>Walker,=20
Clayton, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26751px"><NOBR>Weddington,=20
Travis C., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 26779px"><NOBR>Burn=20
Surgery</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 26799px"><NOBR>Jeng, =
James C.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26817px"><NOBR>Jordan, Marion=20
H., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26845px"><NOBR>Cardiothoracic=20
Surgery</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 26865px"><NOBR>Bafi, =
Ammar S.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26883px"><NOBR>Boyce, Steven=20
W., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26901px"><NOBR>Corso, Paul J.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26919px"><NOBR>Dullum,=20
Mercedes K. C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 26937px"><NOBR>Eger, =

Christopher M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26955px"><NOBR>Garcia, Jorge=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26973px"><NOBR>Kanda, Louis=20
T., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
26991px"><NOBR>Lakhanpal,=20
Sanjiv, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27009px"><NOBR>Lowery, Jr.,=20
Robert C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27027px"><NOBR>Militano,=20
Thomas C., M.D</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27045px"><NOBR>Nwaneri,=20
Ngozika J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27063px"><NOBR>Pfister, Albert=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 27081px"><NOBR>Qazi, =
Anjum G.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27099px"><NOBR>Steinberg,=20
Bryan M., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27127px"><NOBR>Cardiovascular=20
Disease</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27147px"><NOBR>Allen, Norman=20
W., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27165px"><NOBR>Altschuler,=20
Jonathan A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27183px"><NOBR>Bacos, James=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27201px"><NOBR>Bennett, Susan=20
K., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27219px"><NOBR>Bigham, Harry=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27237px"><NOBR>Blunda,=20
Michael, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27255px"><NOBR>Bodurian,=20
Edward N., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 27273px"><NOBR>Bren, =
George,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27291px"><NOBR>Burris, Alfred=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27309px"><NOBR>Carlos, Brian=20
D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27327px"><NOBR>Collison,=20
Hector K., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27345px"><NOBR>Cooke, Richard=20
H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27363px"><NOBR>Cooper, Howard,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27381px"><NOBR>Davenport,=20
Nancy J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27399px"><NOBR>Davidson,=20
Patricia, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
27417px"><NOBR>Dawson, Ieon=20
L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26535px"><NOBR>Deychak, Yuri=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26553px"><NOBR>Dwyer, Sean M.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26571px"><NOBR>Forrester,=20
Leighton H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26589px"><NOBR>Fuisz, Anthon=20
R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26607px"><NOBR>Gallino, Robert=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: 26625px"><NOBR>Gist, =
Herman=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26643px"><NOBR>Goldbaum,=20
Thomas S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26661px"><NOBR>Goldstein,=20
Steven A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26679px"><NOBR>Iqbal, Uzma,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26697px"><NOBR>Kaufman, Steven=20
K., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: 26715px"><NOBR>Kent, =
Kenneth=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26733px"><NOBR>Laird, John R.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: 26751px"><NOBR>Lee, =
Benjamin=20
I., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: 26769px"><NOBR>Lee, =
Kenneth=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26787px"><NOBR>Leiboff, Roy=20
H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26805px"><NOBR>Lindsay, Jr.,=20
Joseph, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26823px"><NOBR>Lipson, Lewis=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26841px"><NOBR>Marsh, H.=20
Brandis, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26859px"><NOBR>Mendelson,=20
Sander H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
26877px"><NOBR>Morris, Edward=20
I., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
26895px"><NOBR>Murthy,=20
Thippeswamy H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
26913px"><NOBR>Nachnani, Sunil=20
K., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
26931px"><NOBR>Nimetz, Allen=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
26949px"><NOBR>O'Donoghue,=20
Susan, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
26967px"><NOBR>Oboler, Allen=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
26985px"><NOBR>Oboler, Lara=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27003px"><NOBR>Oskoui, Ramin,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27021px"><NOBR>Panza, Julio=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27039px"><NOBR>Pichard,=20
Augusto, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27057px"><NOBR>Pinder, Thomas,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27075px"><NOBR>Platia, Edward=20
V., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27093px"><NOBR>Quash, Joseph=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: 27111px"><NOBR>Rao, =
Anantha=20
K., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27129px"><NOBR>Rastogi,=20
Amitabh, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27147px"><NOBR>Robinson,=20
Joseph R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27165px"><NOBR>Robinson,=20
Reginald L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27183px"><NOBR>Rosenberg,=20
Joel, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27201px"><NOBR>Rosing, Douglas=20
R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: 27219px"><NOBR>Ross, =

Elizabeth, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27237px"><NOBR>Satler, Lowell=20
F., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27255px"><NOBR>Schwartz,=20
Michael A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27273px"><NOBR>Sears-Rogan,=20
Pamela, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27291px"><NOBR>Seides, Stuart=20
F., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27309px"><NOBR>Strickberger,=20
S. Adam, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27327px"><NOBR>Suddath,=20
William O., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27345px"><NOBR>Tullner,=20
William W., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27363px"><NOBR>Wagman,=20
Bernard, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27381px"><NOBR>Watkins,=20
Anthony E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
27399px"><NOBR>Weigold,=20
William G., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D6><SPAN style=3D"FONT-SIZE: 40px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 113px; POSITION: absolute; TOP: =
26420px"><NOBR>WHC-PHO=20
Participating Practitioners </NOBR></DIV></SPAN></FONT><FONT =
face=3DTimes=20
color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 16px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 374px; POSITION: absolute; TOP: =
26486px"><NOBR><I>September=20
2002</I></NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 27499px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D24><B>Page =
24</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27608px"><NOBR>Woronow, Daniel=20
I., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27626px"><NOBR>Zinsmeister,=20
Bruce W., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 27655px"><NOBR>Colon =
and=20
Rectal Surgery</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27674px"><NOBR>Douglas,=20
Jennifer M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27692px"><NOBR>Smith, Lee E.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27710px"><NOBR>Stahl, Thomas=20
J., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27739px"><NOBR>Critical Care=20
Medicine</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 27758px"><NOBR>Lee, =
Burton W.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27776px"><NOBR>Levit, Peter=20
D., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27805px"><NOBR>Dermatology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27824px"><NOBR>Cutler, Leonard=20
D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27842px"><NOBR>McKinley-Grant,=20
Lynn J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27860px"><NOBR>Nigra, Thomas=20
P., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 27878px"><NOBR>Peck, =
Gary L.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27896px"><NOBR>Rossi,=20
Kimberly, M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27925px"><NOBR>Emergency=20
Medicine</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27944px"><NOBR>Cetta, Michael=20
G., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27962px"><NOBR>Chang, Eric M.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27980px"><NOBR>DeSimone, John=20
V., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
27998px"><NOBR>Dubin, Jeffrey=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28016px"><NOBR><B><SPAN=20
class=3Dgoohl1>Feied</SPAN></B>, <B><SPAN =
class=3Dgoohl0>Craig</SPAN></B>,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28034px"><NOBR>Frohna, William=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28052px"><NOBR>Furlong,=20
Brendan R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28070px"><NOBR>Harmon, Anthony=20
G., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28088px"><NOBR>Kokotakis,=20
Aimee, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28106px"><NOBR>Larabee, Todd=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28124px"><NOBR>Latchis,=20
Kenneth S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28142px"><NOBR>Linton, II,=20
Robert, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28160px"><NOBR>Madan, Sunil=20
I., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28178px"><NOBR>Marchand,=20
Gregory, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28196px"><NOBR>Novello, Nona=20
P., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28214px"><NOBR>Sakla, Amir K.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28232px"><NOBR>Sauter, Diane,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28250px"><NOBR>Smith, Mark S.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28268px"><NOBR>Wuerker,=20
Christopher K., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV=20
style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28297px"><NOBR>Endocrinology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28316px"><NOBR>Burman, Kenneth=20
D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28334px"><NOBR>Howard, Wm.=20
James, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28352px"><NOBR>Levetan,=20
Claresa S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28370px"><NOBR>Ousman, Yasser=20
H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28388px"><NOBR>Ratner, Robert=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28406px"><NOBR>Ringel, Matthew=20
D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28424px"><NOBR>Robbins, David=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28442px"><NOBR>Sharma, Meeta,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28460px"><NOBR>Wartofsky,=20
Leonard, M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28489px"><NOBR>Family=20
Practice</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28508px"><NOBR>Opaigbeogu,=20
Uchechi T., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV=20
style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28537px"><NOBR>Gastroenterology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28556px"><NOBR>Bashir, R.=20
Martin, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28574px"><NOBR>Brown, Kenneth=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
28592px"><NOBR>Burakoff,=20
Robert, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27608px"><NOBR>Frank, James=20
H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 27626px"><NOBR>Gold, =
Michael=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27644px"><NOBR>Horwitz,=20
Stuart, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27662px"><NOBR>Laessig, Susan=20
L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27680px"><NOBR>Morowitz, David=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27698px"><NOBR>Salcedo, Julio=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27716px"><NOBR>Shearer, Danny=20
T., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27734px"><NOBR>Sherker,=20
Averell H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27752px"><NOBR>Shocket, I.=20
David, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27770px"><NOBR>Steinberg,=20
William M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27788px"><NOBR>Thompson, Gary=20
W., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 27806px"><NOBR>Tio, =
Thian L.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 27824px"><NOBR>West, =
Arthur=20
N., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27853px"><NOBR>General=20
Surgery</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 27872px"><NOBR>Ahad, =
Abdul Q.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27890px"><NOBR>Boisvert, Marc=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27908px"><NOBR>Boyle, Lisa M.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27926px"><NOBR>Buchly, Mark=20
L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27944px"><NOBR>Butler, Jr.,=20
John D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27962px"><NOBR>Davis, Kenley=20
B., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 27980px"><NOBR>Daza, =
Enrique,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
27998px"><NOBR>Finelli,=20
Frederick, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28016px"><NOBR>Funderburk,=20
William W., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28034px"><NOBR>Golocovsky,=20
Mario, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28052px"><NOBR>Kirkpatrick,=20
John R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 28070px"><NOBR>Paul, =
Bikram=20
K., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28088px"><NOBR>Stevens, Joel,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28106px"><NOBR>Steves, Mark=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28124px"><NOBR>Sugarbaker,=20
Paul H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28142px"><NOBR>Tannebaum, Ira=20
R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28160px"><NOBR>Vasarhelyi,=20
Laszlo, M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28189px"><NOBR>Geriatric=20
Medicine</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 28208px"><NOBR>De =
Jonge, Karl=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28226px"><NOBR>Reaves, Alvin=20
L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28244px"><NOBR>Taler, George,=20
M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28273px"><NOBR>Gynecologic=20
Oncology</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28292px"><NOBR>Boice, Charles=20
R., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28321px"><NOBR>Gynecology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28340px"><NOBR>George, John=20
P., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28358px"><NOBR>Iglesia, Cheryl=20
B., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28387px"><NOBR>Hematology=20
&amp; Oncology</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28406px"><NOBR>Aggarwal,=20
Anita, D.O.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28424px"><NOBR>Catlett, Joseph=20
P., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28442px"><NOBR>Cross, Patrick=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28460px"><NOBR>Goldstein,=20
Kenneth, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28478px"><NOBR>Hawkins,=20
Michael J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28496px"><NOBR>Kressel, Bruce=20
R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28514px"><NOBR>Lessin,=20
Lawrence S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28532px"><NOBR>Malkovska,=20
Vera, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28550px"><NOBR>McKnight, John=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28568px"><NOBR>Perry, David=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
28586px"><NOBR>Priebat, Dennis=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 28604px"><NOBR>Yoo, =
Dal,=20
M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27608px"><NOBR>Infectious=20
Disease</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 27628px"><NOBR>Tarr, =
Phillip=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27646px"><NOBR>Lucey, Daniel=20
R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27664px"><NOBR>Smith, Margo=20
A., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27692px"><NOBR>Internal=20
Medicine</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27712px"><NOBR>Alexander, Mary=20
Anne, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27730px"><NOBR>Antonio, Jose=20
Marco T., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 27748px"><NOBR>Awah, =
Georges=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27766px"><NOBR>Banks, Ugoala=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27784px"><NOBR>Barnes, Boisey=20
O., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27802px"><NOBR>Basch, Peter,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27820px"><NOBR>Berkman, Peter=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 27838px"><NOBR>Bisk, =
Penny L.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27856px"><NOBR>Bunning, Robert=20
D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27874px"><NOBR>Cannaday,=20
Lawrence R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27892px"><NOBR>Cannaday,=20
Michael D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27910px"><NOBR>Chisholm,=20
Joseph, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 27928px"><NOBR>Cole, =
Carmella=20
A, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27946px"><NOBR>Coronel,=20
Emerson L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27964px"><NOBR><B><SPAN=20
class=3Dgoohl0>Craig</SPAN></B>, Julian R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
27982px"><NOBR>Dabela, Abraham=20
B., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28000px"><NOBR>Darko, Godwin=20
O., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28018px"><NOBR>Davachi,=20
Khosrow, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28036px"><NOBR>Dibble, Robert=20
T., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 28054px"><NOBR>Edge, =
Deborah=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28072px"><NOBR>Frederick,=20
William R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28090px"><NOBR>Gordon, Ann=20
Marie D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28108px"><NOBR>Gupta, Kamlesh,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28126px"><NOBR>Harris, Gerard,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28144px"><NOBR>Harris,=20
Patricia F., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28162px"><NOBR>Hawkins,=20
Salome, DO</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28180px"><NOBR>Hirjee, Laila=20
N., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28198px"><NOBR>Hoang, Thi D.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 28216px"><NOBR>Hoff, =
Scott A.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28234px"><NOBR>Isaacs, David=20
T., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28252px"><NOBR>Kalokoh, Ismail=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 28270px"><NOBR>Karp, =
Sean M.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 28288px"><NOBR>King, =

Francisco, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 28306px"><NOBR>Lee, =
Andrew J.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28324px"><NOBR>Lumpkins, Tanya=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28342px"><NOBR>Mathur, Raj P.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28360px"><NOBR>Mboijana, Sos=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28378px"><NOBR>Mbualungu,=20
Emmanuel T., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28396px"><NOBR>McGinty, Dana=20
W., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28414px"><NOBR>Moore, Jason=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28432px"><NOBR>Nguyen,=20
Hoang-An N., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28450px"><NOBR>Panahy,=20
Yasmine, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28468px"><NOBR>Pindiprolu,=20
Sailaja, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28486px"><NOBR>Pineda, Julia=20
Desiree, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28504px"><NOBR>Roche, Nada,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28522px"><NOBR>Saavedra,=20
Martha O., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28540px"><NOBR>Saway, William,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28558px"><NOBR>Sharretts, John=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28576px"><NOBR>Sheppard, Scott=20
D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
28594px"><NOBR>Shoham, Shumel,=20
M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 28337px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 28243px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
28205px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
28164px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
28140px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
28075px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
28060px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
28033px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 28011px"><NOBR>AL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
27959px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
27945px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
27901px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
27877px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
27851px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
27825px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
27810px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
27771px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 27755px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
27690px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
27648px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 478px; POSITION: absolute; TOP: =
28641px"><NOBR>20</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 28687px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D25><B>Page =
25</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 28816px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 28911px"><NOBR>C=20
P</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
28948px"><NOBR>HYS</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
28990px"><NOBR>ICIAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
29078px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
29094px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 29120px"><NOBR>ITAL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
29195px"><NOBR>R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
29209px"><NOBR>GAN</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
29253px"><NOBR>IZATIO</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
29328px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
29343px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: =
29383px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 867px; POSITION: absolute; TOP: 29398px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
29463px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 867px; POSITION: absolute; TOP: =
29505px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 424px; POSITION: absolute; TOP: =
29829px"><NOBR>21</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
28796px"><NOBR>Singal,=20
Manisha, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
28814px"><NOBR>Stuckey, John=20
H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
28832px"><NOBR>Tiwarri,=20
Deepnarayan, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
28850px"><NOBR>Topol, Deborah=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
28868px"><NOBR>Tseng, Daniel=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 28886px"><NOBR>Wade, =
Larren,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
28904px"><NOBR>Wanidworanum,=20
Chingchai, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
28922px"><NOBR>Waterman,=20
Daniel H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
28940px"><NOBR>Wilkerson, Joel=20
H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
28958px"><NOBR>Williams,=20
Frederick K., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
28976px"><NOBR>Wilson, Jr.,=20
Richard A., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV=20
style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29005px"><NOBR>Neonatology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29024px"><NOBR>Cherian,=20
Zacharia, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29042px"><NOBR>Kheirbek,=20
Mahmoud, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29060px"><NOBR>Mendiola,=20
Juanita, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 29078px"><NOBR>Park, =
Myoung=20
Y., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29096px"><NOBR>Patterson,=20
Angela M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29114px"><NOBR>Williams-Horak,=20
Nancy L., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV=20
style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29143px"><NOBR>Nephrology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29162px"><NOBR>Bivins, Anthony=20
D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29180px"><NOBR>Brandt,=20
Gretchen Leaman, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29198px"><NOBR>Burka, Steven=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29216px"><NOBR>Gupta, Yudh V.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29234px"><NOBR>Hegde, Aroti,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29252px"><NOBR>Jamieson,=20
Cosette O., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29270px"><NOBR>Lange, Mary=20
Ann, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29288px"><NOBR>Moore, Jr.,=20
Jack, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29306px"><NOBR>Ocuin, Jay A.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29324px"><NOBR>Pierce, Jr.,=20
Leslie H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 29342px"><NOBR>Veis, =
Judith=20
H., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29371px"><NOBR>Neurology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29390px"><NOBR>Batipps,=20
Michael, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29408px"><NOBR>Laureno,=20
Robert, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29426px"><NOBR>Liberman,=20
Joseph, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 29444px"><NOBR>Lin, =
Mark,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29462px"><NOBR>McCarthy,=20
Andrew D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29480px"><NOBR>Moore, David=20
G., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29498px"><NOBR>Morgan, Seth=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 29516px"><NOBR>Ozer, =
Mark N.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29534px"><NOBR>Yaseen,=20
Mohammad, M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV=20
style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29563px"><NOBR>Neurosurgery</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29582px"><NOBR>Aulisi, Edward=20
F., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29600px"><NOBR>Cooney, F.=20
Donald, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29618px"><NOBR>Curfman, David=20
R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29636px"><NOBR>Dennis, Michael=20
W., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29654px"><NOBR>Jacobson, Jeff,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29672px"><NOBR>Powers,=20
Alexandros D., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29701px"><NOBR>Nuclear=20
Medicine</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 29720px"><NOBR>Acio, =
Elmo R.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29738px"><NOBR>Johnston,=20
Gerald S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: 29756px"><NOBR>Van =
Nostrand,=20
Douglas, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 110px; POSITION: absolute; TOP: =
29774px"><NOBR>Yeganeh,=20
Frederic K., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 28796px"><NOBR>Nurse =

Midwifery</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
28816px"><NOBR>Patchen, Loral,=20
C.N.M.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 28834px"><NOBR>Smit, =
Rene S.,=20
C.N.M.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
28862px"><NOBR>Obstetrics=20
&amp; Gynecology</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
28882px"><NOBR>Bobrow, Nathan=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
28900px"><NOBR>Booker, Jr.,=20
Sylvester C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
28918px"><NOBR>Browne, Cecile=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 28936px"><NOBR>Chua, =
Maureen=20
Y., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
28954px"><NOBR>Cosin,=20
Jonathan, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
28972px"><NOBR>Downing, David=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
28990px"><NOBR>Draoui,=20
Marie-Anne, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29008px"><NOBR>Gillian,=20
Lorraine E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29026px"><NOBR>Godette,=20
Augustus O., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29044px"><NOBR>Godette, Lisa=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29062px"><NOBR>Goldstein,=20
Phillip J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29080px"><NOBR>Green, Richard=20
P., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29098px"><NOBR>Greenfield,=20
Jr., Robert T., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29116px"><NOBR>Hathaway, Mark=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 29134px"><NOBR>Hope, =
Shelly=20
Ann, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29152px"><NOBR>Jenkins, Susan,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29170px"><NOBR>Johnson,=20
Michelle D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 29188px"><NOBR>Lee, =
Andrea M.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29206px"><NOBR>Manley, Gena=20
T., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29224px"><NOBR>McLeod, Earl=20
N., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 29242px"><NOBR>Mims, =
Jr.,=20
Oscar L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29260px"><NOBR>Muangman, Scott=20
P., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29278px"><NOBR>Niles, John H.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29296px"><NOBR>Rainford,=20
Monique, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29314px"><NOBR>Rasul, Maria=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29332px"><NOBR>Samman, George,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29350px"><NOBR>Scurry, Peggy=20
J.B., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29368px"><NOBR>Whitaker, Ellen=20
M., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29396px"><NOBR>Occupational=20
Medicine</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29416px"><NOBR>Welch, Laura,=20
M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29444px"><NOBR>Oncology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29464px"><NOBR>Chhabra,=20
Gurdeep S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29482px"><NOBR>Huerta, Elmer=20
E., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29510px"><NOBR>Ophthalmology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29530px"><NOBR>Anderson,=20
Ronald L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29548px"><NOBR>Ashburn, Frank=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29566px"><NOBR>Bachman, David=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29584px"><NOBR>Berler, David=20
K., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29602px"><NOBR>Bradley, John=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29620px"><NOBR>Butrus, Salim=20
I., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29638px"><NOBR>Engelstein,=20
Joel M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29656px"><NOBR>Fleischer, Eric=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29674px"><NOBR>Friedman,=20
Leonard M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29692px"><NOBR>Gavaris, Paul=20
T., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29710px"><NOBR>Gilbert,=20
William S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: 29728px"><NOBR>Glew, =
William=20
B., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29746px"><NOBR>Gonzalez,=20
William L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29764px"><NOBR>Hargett, Newell=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 333px; POSITION: absolute; TOP: =
29782px"><NOBR>Helfgott,=20
Maxwell A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
28796px"><NOBR>Kaplan,=20
Geoffrey R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
28814px"><NOBR>Kolsky, Martin=20
P., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
28832px"><NOBR>Lodge, John H.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
28850px"><NOBR>Martin, Neil=20
F., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
28868px"><NOBR>Milne, Milton=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
28886px"><NOBR>Mitchell, John=20
D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
28904px"><NOBR>Morris, William=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
28922px"><NOBR>Murray, Arlene=20
L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: 28940px"><NOBR>Nik, =
Narieman=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
28958px"><NOBR>Palestine, Alan=20
G., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
28976px"><NOBR>Pappas, Jr.,=20
Stephen S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
28994px"><NOBR>Parver, Leonard=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29012px"><NOBR>Peracha, Hameed=20
U., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29030px"><NOBR>Perman, Kevin=20
I., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29048px"><NOBR>Phillips, II,=20
William B., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29066px"><NOBR>Plotsky, David=20
F., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29084px"><NOBR>Pluznik,=20
Daniel, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29102px"><NOBR>Rodman, Harold=20
I., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29120px"><NOBR>Rogell, Gerald=20
D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29138px"><NOBR>Ronsheim, Nancy=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29156px"><NOBR>Rubinfeld, Roy=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29174px"><NOBR>Schwartz,=20
Arthur L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29192px"><NOBR>Souryal, Bert=20
B., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29210px"><NOBR>Spellman, Frank=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29228px"><NOBR>Starr, Henry=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29246px"><NOBR>Stephens,=20
Robert F., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29264px"><NOBR>Stoleru,=20
Samuel, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 556px; POSITION: absolute; TOP: =
29282px"><NOBR>Weiss, Howard=20
S., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: 29311px"><NOBR>Oral =
and=20
Maxillofacial</NOBR></DIV>
<DIV=20
style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29327px"><NOBR>Surgery</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29347px"><NOBR>Bernard, Milton=20
D., D.D.S.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29365px"><NOBR>Frankel,=20
Bennett F., D.M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29383px"><NOBR>Grillon, George=20
L., D.M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29401px"><NOBR>Obeid, George,=20
D.D.S.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29429px"><NOBR>Orthopedic=20
Surgery</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29449px"><NOBR>Broner, Frank=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29467px"><NOBR>Cobey, James,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29485px"><NOBR>Cohen, John B.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29503px"><NOBR>Collins, Robert=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29521px"><NOBR>Danziger, Marc=20
B., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29539px"><NOBR>DiPasquale,=20
Doreen, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29557px"><NOBR>Gardner,=20
Melinda, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29575px"><NOBR>Gunther,=20
Stephen F., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29593px"><NOBR>Henshaw, Robert=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29611px"><NOBR>Johnson, David=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29629px"><NOBR>Kahanovitz,=20
Neil, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29647px"><NOBR>Levitt, Louis=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29665px"><NOBR>Linehan, Joseph=20
D., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29683px"><NOBR>Malawer,=20
Martin, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29701px"><NOBR>Rothschild,=20
Stanley R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29719px"><NOBR>Starr, John K.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29737px"><NOBR>Tozzi, James=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 555px; POSITION: absolute; TOP: =
29755px"><NOBR>Wodajo, Felasfa=20
M., M.D.</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 29875px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D26><B>Page =
26</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 164px; POSITION: absolute; TOP: =
29984px"><NOBR>Otolaryngology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30004px"><NOBR>Chapman, Jr.,=20
Joseph C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 30022px"><NOBR>Deeb, =
Ziad E.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30040px"><NOBR>Garro, Arnaldo=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30058px"><NOBR>Krowiak, Edward=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30076px"><NOBR>Malloy, Hunter=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30094px"><NOBR>Safavian,=20
Morteza S., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV=20
style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30122px"><NOBR>Pathology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30142px"><NOBR>Beaudet, Lisa=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 30160px"><NOBR>Brun, =
Erwin A.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 30178px"><NOBR>Kass, =
Mary E.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30196px"><NOBR>Krishnan,=20
Jayashree, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 30214px"><NOBR>Lack, =
Ernest=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30232px"><NOBR>Marantz, Dylan,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30250px"><NOBR>Miller, Nancy=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 30268px"><NOBR>Nam, =
Myong=20
(Lucy) H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30286px"><NOBR>Oertel, Yolanda=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30304px"><NOBR>Seidman,=20
Jeffrey D., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV=20
style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30332px"><NOBR>Pediatrics</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30352px"><NOBR>Corder, Marilyn=20
McPherson,</NOBR></DIV>
<DIV=20
style=3D"LEFT: 177px; POSITION: absolute; TOP: =
30370px"><NOBR>M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30388px"><NOBR>Kazmi, Rumana,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30406px"><NOBR>McKnight,=20
Marjorie, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30424px"><NOBR>Tekle-Wold,=20
Fisseha, M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30452px"><NOBR>Physical=20
Medicine &amp;</NOBR></DIV>
<DIV=20
style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30469px"><NOBR>Rehabilitation</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30489px"><NOBR>Parmar, Mandip,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30507px"><NOBR>Anstine,=20
Lucille L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30525px"><NOBR>Aseff, John N.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30543px"><NOBR>Ballard, Pamela=20
H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30561px"><NOBR>Bernstein, S.=20
Todd, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30579px"><NOBR>Conroy, Brendan=20
E., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 30597px"><NOBR>Fink, =
Kathleen,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30615px"><NOBR>Gerber, Naomi=20
Lynn, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30633px"><NOBR>Gloth, Mark,=20
D.O.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30651px"><NOBR>Halstead, Lauro=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30669px"><NOBR>Healton,=20
Edward, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30687px"><NOBR>Kilgore,=20
Elizabeth, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30705px"><NOBR>Levin, Robert=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30723px"><NOBR>Marion, Philip=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30741px"><NOBR>Milani,=20
Fatemeh, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30759px"><NOBR>Miller, Susan=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 30777px"><NOBR>Reid, =

Stephanie, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30795px"><NOBR>Simlote,=20
Sandeep, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30813px"><NOBR>Toerge, John=20
E., D.O.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30831px"><NOBR>Wills, Stephen=20
L., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30859px"><NOBR>Plastic and=20
Reconstructive</NOBR></DIV>
<DIV=20
style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30875px"><NOBR>Surgery</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30895px"><NOBR>Convit, Rafael=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30913px"><NOBR>Dawson, Konrad=20
L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: 30931px"><NOBR>Hall, =
Jr., Macy=20
G., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 164px; POSITION: absolute; TOP: =
30949px"><NOBR>Otero, Susan=20
E., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 387px; POSITION: absolute; TOP: =
29984px"><NOBR>Podiatry</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30004px"><NOBR>Beiser, Ian H.,=20
D.P.M.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30022px"><NOBR>Firestone, Lee=20
E., D.P.M.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30040px"><NOBR>Giegerich, Paul=20
R., D.P.M.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30058px"><NOBR>Girolami, James=20
P., D.P.M.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30076px"><NOBR>Kominsky,=20
Stephen J., D.P.M.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30094px"><NOBR>Osterman,=20
Howard Grant,</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
30112px"><NOBR>D.P.M.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30130px"><NOBR>Schultz,=20
Patricia M., D.P.M.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV=20
style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30158px"><NOBR>Psychiatry</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30178px"><NOBR>Fischer, David=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30196px"><NOBR>Harmon, Ronald=20
L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30214px"><NOBR>Khayat, A.=20
Victor, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30232px"><NOBR>Peterson,=20
Stephen W., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30250px"><NOBR>Trinidad,=20
Antolin, M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV=20
style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30278px"><NOBR>Psychology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30298px"><NOBR>Bleiberg,=20
Joseph, Ph.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 30316px"><NOBR>Bonk, =
Valerie,=20
Ph.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30334px"><NOBR>Bullard-Bates,=20
Patricia, Ph.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30352px"><NOBR>Garmoe,=20
William, Ph.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30370px"><NOBR>Gordon, Samuel,=20
Ph.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30388px"><NOBR>Hawthorne,=20
Colleen N., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30406px"><NOBR>Jeffrey,=20
Richard, Ph.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30424px"><NOBR>O'Connell,=20
Michael, Ph.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30442px"><NOBR>Waldeck, Tracy,=20
Ph.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30470px"><NOBR>Pulmonary=20
Medicine</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30490px"><NOBR>Armstrong, Earl=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30508px"><NOBR>Colice, Gene=20
L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30526px"><NOBR>Cooper, Byron=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30544px"><NOBR>Gross, David=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 30562px"><NOBR>Hill, =
Peter C.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30580px"><NOBR>Shafazand,=20
Shirin, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30598px"><NOBR>Turrisi, Brian=20
C., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30626px"><NOBR>Radiation=20
Oncology</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30646px"><NOBR>Porrazzo,=20
Michael S., M.D.</NOBR></DIV>
<DIV=20
style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30664px"><NOBR>Randolph-Bailey,=20
Pamela D.,</NOBR></DIV>
<DIV=20
style=3D"LEFT: 400px; POSITION: absolute; TOP: =
30682px"><NOBR>M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30700px"><NOBR>Simmons,=20
Juliana, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30718px"><NOBR>White, Robert=20
L., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30746px"><NOBR>Radiology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30766px"><NOBR>Antani, Meghal=20
R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30784px"><NOBR>Archer, Ann,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30802px"><NOBR>Athas, John,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 30820px"><NOBR>Bank, =
William=20
O., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30838px"><NOBR>Blanco, Barbara=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 30856px"><NOBR>Buck, =
David R.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 30874px"><NOBR>Choi, =
Anna H.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30892px"><NOBR>Eason, Marie=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30910px"><NOBR>Grant, David=20
C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: 30928px"><NOBR>Gray, =
Richard=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30946px"><NOBR>Haveric, Namik,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 387px; POSITION: absolute; TOP: =
30964px"><NOBR>Horton, Keith=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: =
29984px"><NOBR>Jelinek, James=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: 30002px"><NOBR>Kieu, =
Kim,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: 30020px"><NOBR>Mark, =
Alexander=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: =
30038px"><NOBR>McGuigan,=20
Elizabeth A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: =
30056px"><NOBR>Monsein, Lee=20
H., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: 30074px"><NOBR>Ost, =
Alan H.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: 30092px"><NOBR>Rees, =
John,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: =
30110px"><NOBR>Smith, Michael=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: =
30128px"><NOBR>Twible, Dana=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: =
30146px"><NOBR>Varma, Jay,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: 30164px"><NOBR>Woel, =
Berengere=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 610px; POSITION: absolute; TOP: =
30182px"><NOBR>Young, Richard=20
S., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30211px"><NOBR>Rhematology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30230px"><NOBR>Bagati,=20
Rajkumari, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30248px"><NOBR>Weinstein,=20
Aurthur, M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#005800=20
size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30277px"><NOBR>Surgical=20
Critical Care</NOBR></DIV></SPAN></FONT><FONT face=3DTimes =
color=3D#908162=20
size=3D3><SPAN style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 30296px"><NOBR>Alam, =
Hassan=20
B., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30314px"><NOBR>DiPhillips,=20
Raymond, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 30332px"><NOBR>Herr, =
Daniel=20
L., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30350px"><NOBR>Hockstein,=20
Michael J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30368px"><NOBR>Kerwin, Barbara=20
A., D.O.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 30386px"><NOBR>Kim, =
Donald H.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30404px"><NOBR>Sample, George=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 30422px"><NOBR>St. =
Andre,=20
Arthur C., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 30440px"><NOBR>Wang, =
Dennis,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 30458px"><NOBR>Wang, =
Zuyue,=20
M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30487px"><NOBR>Thoracic=20
Surgery</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30506px"><NOBR>Petro, Kathleen=20
R., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30524px"><NOBR>Soberman, Mark=20
S., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30553px"><NOBR>Transplantation=20
Surgery</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30572px"><NOBR>Aquino,=20
Alejandro, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30590px"><NOBR>Light, Jimmy=20
A., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30608px"><NOBR>Sasaki, Truman=20
M., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30637px"><NOBR>Urology</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30656px"><NOBR>Edson,=20
Mitchell, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30674px"><NOBR>Ghasemian S.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30692px"><NOBR>Kazmi, Salman=20
O., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30710px"><NOBR>Khawand, Nabil=20
Y., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30728px"><NOBR>Kwart, Arnold=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30746px"><NOBR>Lynch, Barlow=20
S., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30764px"><NOBR>Omess, Patrick=20
J., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: 30782px"><NOBR>Rauf, =
Abdul,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30800px"><NOBR>Verghese,=20
Mohan, M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =

size=3D3><SPAN style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: =
Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30829px"><NOBR>Vascular=20
Surgery</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#908162 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30848px"><NOBR>Akbari, Cameron=20
M., M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30866px"><NOBR>Babrowicz, Jr.,=20
Joseph </NOBR></DIV>
<DIV style=3D"LEFT: 623px; POSITION: absolute; TOP: 30884px"><NOBR>C.,=20
M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30902px"><NOBR>Cabellon, Jr.,=20
Silverio, M.D.</NOBR></DIV>
<DIV style=3D"LEFT: 609px; POSITION: absolute; TOP: =
30920px"><NOBR>Smith, Bruce=20
M., M.D.</NOBR></DIV></SPAN></FONT><FONT face=3DTimes color=3D#005800 =
size=3D3><SPAN=20
style=3D"FONT-SIZE: 11px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 30713px"><NOBR>2002=20
WH</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 30619px"><NOBR>C =
P</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30581px"><NOBR>HYS</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30540px"><NOBR>IC</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30516px"><NOBR>IAN-H</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30451px"><NOBR>O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30436px"><NOBR>SP</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30409px"><NOBR>IT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 30387px"><NOBR>AL=20
O</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30335px"><NOBR>R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30321px"><NOBR>GAN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30277px"><NOBR>IZ</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30253px"><NOBR>AT</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30227px"><NOBR>IO</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30201px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30186px"><NOBR>AN</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30147px"><NOBR>N</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: 30131px"><NOBR>UAL=20
R</NOBR></DIV>
<DIV style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30066px"><NOBR>EPO</NOBR></DIV>
<DIV=20
style=3D"LEFT: 51px; POSITION: absolute; TOP: =
30024px"><NOBR>RT</NOBR></DIV></SPAN></FONT><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 14px; COLOR: #005800; FONT-FAMILY: Times">
<DIV=20
style=3D"LEFT: 478px; POSITION: absolute; TOP: =
31017px"><NOBR>22</NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 31063px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D27><B>Page =
27</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#005800 size=3D3><SPAN=20
style=3D"FONT-SIZE: 18px; COLOR: #005800; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 385px; POSITION: absolute; TOP: 31404px"><NOBR>In =
concert with=20
our mission, we have used our </NOBR></DIV>
<DIV style=3D"LEFT: 385px; POSITION: absolute; TOP: =
31449px"><NOBR>relationships=20
within the payor environment to increase</NOBR></DIV>
<DIV style=3D"LEFT: 385px; POSITION: absolute; TOP: =
31494px"><NOBR>professional=20
services reimbursement to our physicians,</NOBR></DIV>
<DIV style=3D"LEFT: 385px; POSITION: absolute; TOP: 31539px"><NOBR>and =
have=20
diligently worked to provide value-added</NOBR></DIV>
<DIV style=3D"LEFT: 385px; POSITION: absolute; TOP: =
31584px"><NOBR>channels for=20
communication at Washington Hospital</NOBR></DIV>
<DIV style=3D"LEFT: 385px; POSITION: absolute; TOP: =
31629px"><NOBR>Center and=20
among our practitioner members. </NOBR></DIV></SPAN></FONT>
<DIV style=3D"LEFT: 0px; POSITION: absolute; TOP: 32251px">
<HR>

<TABLE width=3D"100%" border=3D0>
  <TBODY>
  <TR>
    <TD align=3Dright bgColor=3D#eeeeee><FONT face=3Darial,sans-serif><A =

      name=3D28><B>Page =
28</B></A></FONT></TD></TR></TBODY></TABLE></DIV><FONT=20
face=3DTimes color=3D#908162 size=3D3><SPAN=20
style=3D"FONT-SIZE: 13px; COLOR: #908162; FONT-FAMILY: Times">
<DIV style=3D"LEFT: 246px; POSITION: absolute; TOP: =
33284px"><NOBR><B>100 Irving=20
Street, NW, Suite 8124 | Washington, DC 20010</B></NOBR></DIV>
<DIV style=3D"LEFT: 293px; POSITION: absolute; TOP: =
33308px"><NOBR><B>Phone: (202)=20
877-8875 | Fax: (202) =
877-7018</B></NOBR></DIV></SPAN></FONT></BODY></HTML>
